ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc. is a bank holding company headquartered in Birmingham, Alabama. Through its wholly-owned subsidiary bank, the company operates 33 full-service banking offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. It also maintains a loan production office in Florida. The bank's primary activities include originating commercial, consumer, and other loans, accepting deposits, and providing electronic banking services such as online and mobile banking, including remote deposit capture. Additionally, it delivers treasury and cash management services and offers correspondent banking services to other financial institutions. As of December 31, 2025, ServisFirst Bancshares, Inc. reported total assets of approximately $17.73 billion, total loans of approximately $13.70 billion, total deposits of approximately $14.22 billion, and total stockholders' equity of approximately $1.85 billion. The company employs a business model centered on organic loan and deposit growth, achieved through high-quality customer service and experienced bankers who focus on long-term relationships with target customers. It utilizes a centralized back office risk and credit platform to support a decentralized decision-making process, executed locally by regional chief executive officers. This allows individual lending officers varying levels of lending authority based on their experience, with further approvals required from regional chief executive officers and/or senior management for loans exceeding an officer's authority. The company's strategy emphasizes a limited and efficient branch network, rather than a broad base of multiple brick-and-mortar locations, with each branch office housing sizable aggregate balances of total loans and deposits.