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Sound Financial Bancorp, Inc.

corporate_fare Company Profile

Sound Financial Bancorp, Inc.

SFBC·NASDAQ·Finance·CIK 0001541119

Sound Financial Bancorp, Inc. is the holding company for Sound Community Bank, which offers banking and financial services to consumers and businesses. The bank provides various deposit products, including savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. Its lending activities include loans secured by first and second mortgages on one-to-four family residences, and home equity loans, which encompass fixed-rate loans and variable-rate lines of credit. The company also originates commercial and multifamily real estate loans, and construction loans secured by single-family residences, commercial, and multifamily real estate. Further loan offerings include land loans, commercial business loans for financing commercial vehicles and equipment, and loans secured by accounts receivable and/or inventory. Additionally, Sound Community Bank provides secured and unsecured consumer loans, such as those for new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicles, along with loans secured by deposit accounts. The company also offers insurance products and services. Sound Financial Bancorp, Inc. was established in 1953 and is based in Seattle, Washington.

Sound Financial Bancorp, Inc. (NASDAQ:SFBC) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for SFBC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-10, rated 7/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for SFBC spans 10-Q, 8-K, 10-K.

Recent high-impact activity:

  • Sound Financial Bancorp Q2: Net Income Climbs 23% on Wider Margins, but Nonperformers Spike
  • Sound Financial Q2 Profit Jumps on Loan Yields and One-Time Prepayment Fee
  • Sound Financial Bancorp Q2 Earnings Jump 56% on Margin Expansion; Dividend Declared
  • Sound Financial Bancorp Reports Strong Q1 Earnings Growth Amid Rising Nonperforming Assets and Credit Loss Provision
  • Sound Financial Bancorp Q1 Net Income Rises Year-Over-Year to $1.6M, EPS at $0.61

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$38.89M
Net Income
$7.16M
Diluted EPS
$2.77
Op. Cash Flow
$7.16M
Free Cash Flow
$6.99M
Cash & Equivalents
$138.45M
Debt / Equity
0.00×
Net Margin
18.4%
Shares Outstanding
2.57M sh
Source: 10-K · filed 2026-03-18 · accession 0001541119-26-000008

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 5,410 shares in SFBC as of the September 15, 2026 settlement, a 13.6% decrease from the prior period — about 1.0 days to cover at its recent average daily volume. On October 2, 2026, 33.9% of SFBC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)5,410 shares as of September 15, 2026
Change vs prior period▼ 13.6%
Days to cover1.00 at avg daily volume of 8,207
Daily short volume (FINRA facilities)33.9% of 976 shares on October 2, 2026
5-day average short volume73.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$44.65
52-week range · as of 2026-08-10 $40.68 – $49.21
Market cap
$118.67M
Volume
4K (0.8× avg)
3-mo avg 5.1K
Live data · 2026-10-03 17:40 UTC · Market closed

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feed SFBC - Latest Insights

SFBC
Aug 10, 2026, 5:23 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $46.41
Real-time Price: $44.65 info
Change: -$1.76 (-4%) info
Market Cap: $118.669M info
SFBC
Jul 28, 2026, 5:43 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $44.32
Real-time Price: $44.65 info
Change: +$0.330 (+0.74%) info
Market Cap: $118.669M info
SFBC
Jul 28, 2026, 5:36 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $44.32
Real-time Price: $44.65 info
Change: +$0.330 (+0.74%) info
Market Cap: $118.669M info
SFBC
May 11, 2026, 6:05 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $42.02
Real-time Price: $44.65 info
Change: +$2.63 (+6%) info
Market Cap: $118.669M info
SFBC
Apr 28, 2026, 5:24 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $41.74
Real-time Price: $44.65 info
Change: +$2.91 (+7%) info
Market Cap: $118.669M info
SFBC
Apr 28, 2026, 5:18 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $41.74
Real-time Price: $44.65 info
Change: +$2.91 (+7%) info
Market Cap: $118.669M info
SFBC
Mar 18, 2026, 5:29 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $41.49
Real-time Price: $44.65 info
Change: +$3.16 (+8%) info
Market Cap: $118.669M info
SFBC
Jan 27, 2026, 6:20 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $43.97
Real-time Price: $44.65 info
Change: +$0.680 (+2%) info
Market Cap: $118.669M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets