Sezzle Lifts FY2026 Outlook and Unveils $300M Warehouse Facility
SEZL has more than doubled off its 52-week low of $49.5.
Summary
Sezzle raised FY2026 guidance and disclosed a new $300M warehouse facility in an investor presentation filed with the SEC.
Key Events · Earnings and Guidance · SEZL
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FY2026 Guidance Raised
Total revenue growth raised to 35% (from 30-35%), adjusted net income to $185.0M (from $180.0M), and adjusted EPS to $5.25 (from $5.10).
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New $300M Warehouse Facility
Disclosed a $300M plus $75M accordion receivables warehouse facility with Mesirow, effective May 7, 2026, at SOFR + 3.86% with 85.0%/92.5% advance rates.
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Product Expansion
Launched Sezzle Send (P2P) in August 2026 and SezzleCash (cash advance) in June 2026, with average advance size ~$165.
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Strong Q2 Results
Q2 2026 total revenue grew 51.7% YoY to $149.7M, net income grew 47.7% to $40.8M, and adjusted EBITDA margin was 38.8%.
Analysis · SEZL · Trade & Services
The investor presentation raises full-year 2026 guidance across all metrics—total revenue growth to 35%, adjusted net income to $185 million, and adjusted EPS to $5.25—while also disclosing a new $300 million receivables warehouse facility with Mesirow that lowers borrowing costs and provides liquidity for growth. The guidance increase follows strong Q2 results reported on August 6, and the new facility terms (SOFR + 3.86%, 85-92.5% advance rates) represent a material improvement in funding capacity. The presentation also highlights the launch of Sezzle Send and SezzleCash, expanding the product suite beyond BNPL.
At the time of this filing, SEZL was trading at $126.21 on NASDAQ in the Trade & Services sector, with a market capitalization of approximately $4.2B. The 52-week trading range was $49.50 to $195.71. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.