Banco Santander, S.A.

Banco Santander, S.A. provides a range of financial products and services globally to individuals, small and medium-sized businesses, large corporations, and public entities. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. Its offerings include demand and time deposits, mutual funds, current and savings accounts, mortgages, consumer finance, loans, and various financing solutions. It also provides project finance, debt capital markets, global transaction banking, corporate finance services, credit and debit cards, real estate loans, microfinance, and auto loans. Banco Santander, S.A. offers corporate and investment banking services, advice on mergers and acquisitions, wealth, asset, and risk management services, and digital payments and technology solutions. The company is also involved in securitization, leasing, portfolio management, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory activities. Additionally, it engages in real estate management and activities, and the purchase and sale of vehicles. The company provides mobile and online banking services. Banco Santander, S.A. was incorporated in 1856 and is headquartered in Madrid, Spain. It changed its name from Banco Santander Central Hispano SA to Banco Santander, S.A. in February 2007.