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Regional Management Corp.

corporate_fare Company Profile

Regional Management Corp.

RM·NYSE·Finance·CIK 0001519401

Regional Finance is a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from traditional lenders. As of December 31, 2025, the company operated online and in branch locations in 19 states across the United States, serving 590,800 active accounts. Most loan products are secured, structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, and are repayable at any time without penalty. Loans are sourced through an omni-channel platform, including branches, centrally-managed direct mail campaigns, digital partners, and a consumer website. The company operates an integrated branch model where nearly all loans are serviced through its branch network, supported by centralized sales, underwriting, service, collections, and administrative teams. Regional Finance's core products are large and small installment loans. As a complement, the company offers optional payment and collateral protection insurance. Large installment loans range from $2,501 to $35,000 in cash proceeds, with terms between 18 and 60 months. These loans are typically secured by non-essential household goods and/or a vehicle. As of December 31, 2025, there were 289,300 large loans outstanding, representing $1.6 billion in finance receivables, with an average of approximately $5,500 per loan. In 2025, 2024, and 2023, interest and fee income from large loans contributed $382.9 million, $337.7 million, and $323.9 million, respectively, to total revenue. Small installment loans offer cash proceeds from $500 to $2,500, with terms of up to 48 months.

Regional Management Corp. (NYSE:RM) is a publicly traded company in the Finance sector. Wiseek has independently scored 15 items for RM at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-13, rated 7/10. Across its 15 most recent items scored 7 or higher, the top rating is 8/10, with 8 rated 8 or above. Recent SEC coverage for RM spans 4, 10-Q, 8-K, DEF 14A.

Recent high-impact activity:

  • CEO Lamba Buys $316K of Regional Management Stock
  • Regional Management Completes Bank Partnership Rollout in Texas, Eyes Nationwide Expansion
  • Regional Management Q2: Net Income Slides 19.6% as Credit Provisions Surge
  • Regional Management Q2 Profit Drops 20% on Higher Credit Loss Provisions
  • Regional Management Corp. Grants $4.64M in NEO Awards, Expands LTIP Share Pool by 432K Shares

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$645.6M
Net Income
$44.41M
Diluted EPS
$4.45
Op. Cash Flow
$309.07M
Free Cash Flow
$304.31M
Cash & Equivalents
$3.82M
Total Debt
$1.64B
Debt / Equity
4.40×
Net Margin
6.9%
Shares Outstanding
9.55M sh
Source: 10-K · filed 2026-02-20 · accession 0001193125-26-061549

Short Interest & Short Volume

6.51 days to cover

FINRA reported short interest of 375,561 shares in RM as of the September 15, 2026 settlement, a 9.8% increase from the prior period — about 6.5 days to cover at its recent average daily volume. On October 2, 2026, 52.8% of RM volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)375,561 shares as of September 15, 2026
Change vs prior period▲ 9.8%
Days to cover6.51 at avg daily volume of 57,728
Daily short volume (FINRA facilities)52.8% of 32,557 shares on October 2, 2026
5-day average short volume59.6%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$31.8
52-week range · as of 2026-08-13 $30.46 – $46
Market cap
$293.38M
Volume
105.2K (1.4× avg)
3-mo avg 73.8K
Live data · 2026-10-03 07:56 UTC · Market closed

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feed RM - Latest Insights

RM
Aug 13, 2026, 4:30 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $33.04
Real-time Price: $31.80 info
Change: -$1.24 (-4%) info
Market Cap: $293.38M info
RM
Aug 03, 2026, 7:33 AM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $32.27
Real-time Price: $31.80 info
Change: -$0.470 (-1%) info
Market Cap: $293.38M info
RM
Jul 31, 2026, 4:30 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $32.27
Real-time Price: $31.80 info
Change: -$0.470 (-1%) info
Market Cap: $293.38M info
RM
Jul 29, 2026, 4:50 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $42.36
Real-time Price: $31.80 info
Change: -$10.56 (-25%) info
Market Cap: $293.38M info
RM
May 19, 2026, 4:37 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $33.96
Real-time Price: $31.80 info
Change: -$2.16 (-6%) info
Market Cap: $293.38M info
RM
May 04, 2026, 5:13 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $33.88
Real-time Price: $31.80 info
Change: -$2.08 (-6%) info
Market Cap: $293.38M info
RM
May 04, 2026, 5:09 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $33.88
Real-time Price: $31.80 info
Change: -$2.08 (-6%) info
Market Cap: $293.38M info
RM
May 01, 2026, 4:30 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $34.94
Real-time Price: $31.80 info
Change: -$3.14 (-9%) info
Market Cap: $293.38M info
RM
Apr 29, 2026, 4:20 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $38.52
Real-time Price: $31.80 info
Change: -$6.72 (-17%) info
Market Cap: $293.38M info
RM
Apr 29, 2026, 4:15 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $38.52
Real-time Price: $31.80 info
Change: -$6.72 (-17%) info
Market Cap: $293.38M info
RM
Apr 09, 2026, 4:35 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $36.53
Real-time Price: $31.80 info
Change: -$4.73 (-13%) info
Market Cap: $293.38M info
RM
Mar 05, 2026, 4:15 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $33.20
Real-time Price: $31.80 info
Change: -$1.40 (-4%) info
Market Cap: $293.38M info
RM
Mar 03, 2026, 4:57 PM EST
Source: Reuters
Importance Score:
7
Price at Filing: $32.44
Real-time Price: $31.80 info
Change: -$0.640 (-2%) info
Market Cap: $293.38M info
RM
Feb 20, 2026, 4:51 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $34.60
Real-time Price: $31.80 info
Change: -$2.80 (-8%) info
Market Cap: $293.38M info
RM
Feb 04, 2026, 4:42 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $40.35
Real-time Price: $31.80 info
Change: -$8.55 (-21%) info
Market Cap: $293.38M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets