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Rhinebeck Bancorp, Inc.

corporate_fare Company Profile

Rhinebeck Bancorp, Inc.

RBKB·NASDAQ·Finance·CIK 0001751783

Rhinebeck Bancorp, Inc. is a Maryland corporation that operates as the holding company for Rhinebeck Bank. The Company was incorporated in August 2018 and became the holding company for Rhinebeck Bank on January 16, 2019, following a reorganization into a two-tier mutual holding company structure. Rhinebeck Bancorp, Inc. is regulated by the Board of Governors of the Federal Reserve System and the New York State Department of Financial Services. As of December 31, 2025, the Company reported consolidated total assets of $1.30 billion, total deposits of $1.10 billion, and stockholders' equity of $136.9 million. The Company's executive offices are located at 2 Jefferson Plaza, Poughkeepsie, New York 12601. Rhinebeck Bancorp, MHC, a New York-chartered non-stock corporation, is a mutual holding company that owns 57.0% of the outstanding common stock of Rhinebeck Bancorp, Inc. On February 10, 2026, Rhinebeck Bancorp, MHC adopted a Plan of Conversion and Reorganization to convert from a mutual holding company structure to a fully public stock holding company structure. This "second-step conversion" requires approval from the NYSDFS, the Federal Reserve Board, the depositors of Rhinebeck Bank, and the stockholders of Rhinebeck Bancorp, Inc.

Rhinebeck Bancorp, Inc. (NASDAQ:RBKB) is a publicly traded company in the Finance sector. Wiseek monitors RBKB SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Rhinebeck Bancorp Posts Q2 Earnings and Finalizes $88.8M Second-Step Conversion
  • Rhinebeck Bancorp Q2 Profit Drops 4% as Costs Rise; $88.8M Offering Completed
  • Rhinebeck Bancorp wraps up second-step conversion, placing 8.88M shares at $10.00
  • Rhinebeck Bancorp Conversion Oversubscribed, 15.6M Shares Post-Close
  • Rhinebeck Bancorp Conversion Oversubscribed; Sets July 21 Close, 1.3978 Exchange Ratio

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.98M
Net Income
$10.04M
Diluted EPS
$0.92
Op. Cash Flow
$11.74M
Free Cash Flow
$10.89M
Cash & Equivalents
$101.99M
Debt / Equity
0.00×
Net Margin
336.6%
Shares Outstanding
11.14M sh
Source: 10-K · filed 2026-03-13 · accession 0001751783-26-000005

Dilution Risk

Low risk

Filing-implied dilution signals for RBKB, detected from its recent SEC filings · based on capital-structure filings through 2026-07-21.

1 recent capital raise2 shelf registrations

Second-Step Conversion Underway · Significant Stock Offering at Deep Discount

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$12.3
52-week range · as of 2026-07-23 $9.41 – $17.99
Market cap
$192.35M
Volume
247.2K (2.2× avg)
3-mo avg 111.9K
Live data · 2026-07-27 21:58 UTC · After hours

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feed RBKB - Latest Insights

RBKB
Jul 23, 2026, 4:35 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $12.35
Real-time Price: $12.30 info
Change: -$0.050 (-0.40%) info
Market Cap: $192.35M info
RBKB
Jul 23, 2026, 4:34 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $12.35
Real-time Price: $12.30 info
Change: -$0.050 (-0.40%) info
Market Cap: $192.35M info
RBKB
Jul 21, 2026, 5:15 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $17.50
Real-time Price: $12.30 info
Change: -$5.20 (-30%) info
Market Cap: $192.35M info
RBKB
Jul 17, 2026, 2:23 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $17.07
Real-time Price: $12.30 info
Change: -$4.77 (-28%) info
Market Cap: $192.35M info
RBKB
Jul 17, 2026, 2:13 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $17.07
Real-time Price: $12.30 info
Change: -$4.77 (-28%) info
Market Cap: $192.35M info
RBKB
Jun 29, 2026, 4:38 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $17.31
Real-time Price: $12.30 info
Change: -$5.01 (-29%) info
Market Cap: $192.35M info
RBKB
May 26, 2026, 2:53 PM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $15.60
Real-time Price: $12.30 info
Change: -$3.30 (-21%) info
Market Cap: $192.35M info
RBKB
May 26, 2026, 2:47 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $15.60
Real-time Price: $12.30 info
Change: -$3.30 (-21%) info
Market Cap: $192.35M info
RBKB
May 26, 2026, 9:25 AM EDT
Source: ACCESS Newswire
Importance Score:
8
Price at Filing: $15.50
Real-time Price: $12.30 info
Change: -$3.20 (-21%) info
Market Cap: $192.35M info
RBKB
May 22, 2026, 4:16 PM EDT
Filing Type: 424B3
Importance Score:
9
Price at Filing: $15.50
Real-time Price: $12.30 info
Change: -$3.20 (-21%) info
Market Cap: $192.35M info
RBKB
May 22, 2026, 4:10 PM EDT
Filing Type: 424B3
Importance Score:
9
Price at Filing: $15.50
Real-time Price: $12.30 info
Change: -$3.20 (-21%) info
Market Cap: $192.35M info
RBKB
May 22, 2026, 4:05 PM EDT
Filing Type: 424B3
Importance Score:
9
Price at Filing: $15.50
Real-time Price: $12.30 info
Change: -$3.20 (-21%) info
Market Cap: $192.35M info
RBKB
May 14, 2026, 5:16 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $16.21
Real-time Price: $12.30 info
Change: -$3.91 (-24%) info
Market Cap: $192.35M info
RBKB
May 14, 2026, 4:11 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $16.21
Real-time Price: $12.30 info
Change: -$3.91 (-24%) info
Market Cap: $192.35M info
RBKB
May 14, 2026, 4:09 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $16.21
Real-time Price: $12.30 info
Change: -$3.91 (-24%) info
Market Cap: $192.35M info
RBKB
May 11, 2026, 3:48 PM EDT
Filing Type: S-1/A
Importance Score:
9
Price at Filing: $16.30
Real-time Price: $12.30 info
Change: -$4.00 (-25%) info
Market Cap: $192.35M info
RBKB
Apr 23, 2026, 4:43 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $15.75
Real-time Price: $12.30 info
Change: -$3.45 (-22%) info
Market Cap: $192.35M info
RBKB
Mar 13, 2026, 4:15 PM EDT
Filing Type: S-1
Importance Score:
9
Price at Filing: $16.03
Real-time Price: $12.30 info
Change: -$3.73 (-23%) info
Market Cap: $192.35M info
RBKB
Mar 13, 2026, 4:15 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $16.01
Real-time Price: $12.30 info
Change: -$3.71 (-23%) info
Market Cap: $192.35M info
RBKB
Mar 13, 2026, 4:05 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $16.01
Real-time Price: $12.30 info
Change: -$3.71 (-23%) info
Market Cap: $192.35M info