REPUBLIC BANCORP INC

Republic Bancorp, Inc. is a financial holding company (FHC) headquartered in Louisville, Kentucky. The company's principal business involves directing, planning, and coordinating the business activities of its wholly owned subsidiary, Republic Bank & Trust Company. The financial condition and results of operations of Republic Bancorp, Inc. are primarily dependent upon the results of operations of the Bank. The Bank is a Kentucky-based, state-chartered non-member financial institution that offers both traditional and non-traditional banking products and services through five reportable segments. While the Bank primarily operates within its geographical market footprint where it has physical locations, it also utilizes non-brick-and-mortar delivery channels to serve clients across the U.S. The Bank's wholly owned subsidiary is RBT Insurance Agency LLC. Republic Insurance Services, Inc., the company's former insurance captive subsidiary, was dissolved in 2023. As of December 31, 2025, Republic Bancorp, Inc. had total assets of $7.04 billion, total loans of $5.45 billion, total deposits of $5.20 billion, and total stockholders' equity of $1.10 billion. Based on total assets as of December 31, 2025, Republic Bancorp, Inc. ranked as the second largest Kentucky-based FHC.