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Potomac Bancshares, Inc.

corporate_fare Company Profile

Potomac Bancshares, Inc.

PTBS·OTC·Finance·CIK 0000925173

Potomac Bancshares, Inc. is a single-bank holding company that acquired Bank of Charles Town on July 29, 1994. Bank of Charles Town, a West Virginia state-chartered bank formed in 1871, engages in general banking business. Its deposits are insured by the Federal Deposit Insurance Corporation. The bank primarily serves Jefferson, Berkeley, and Morgan Counties in West Virginia; Clarke, Frederick, and Loudoun Counties in Virginia; and Washington and Frederick Counties in Maryland. The main office is in Charles Town, West Virginia, with branch offices in Harpers Ferry, Kearneysville, Martinsburg, and Hedgesville, West Virginia. The bank offers a broad range of services to individuals, businesses, and local governments. These include commercial credit lines, equipment loans, construction financing, real estate loans, secondary market and adjustable rate mortgages, and retail loan products like home equity lines of credit. It also provides checking and savings accounts for businesses and individuals, certificates of deposit, and individual retirement accounts. Customers can access online banking with bill pay and electronic statements through BCT NetTeller 24 hours a day, 7 days a week. ATMs are available at each of the five offices, and Touchline 24, an interactive voice response system, is available 24/7 at 1-304-728-2424. In 2005, the bank formed an ATM network with two other banks, providing customers of all three banks free access to 17 ATM locations in the eastern panhandle of West Virginia. Use of ATMs at all Sheetz locations is also free. The bank's One Financial Center houses the trust and financial services department and BCT Investments, with the trust department providing financial management, investment, and trust services.

Potomac Bancshares, Inc. (OTC:PTBS) is a publicly traded company in the Finance sector. Wiseek has independently scored 2 items for PTBS at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-04-29, rated 8/10. Across its 2 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above.

Recent high-impact activity:

  • Potomac Bancshares Q1 Net Income Surges 39% on Expanding Margins
  • 15% Dividend Hike Signals Strong Performance for Potomac Bancshares

Financial Snapshot

Fiscal year ended December 31, 2011
Revenue
$14.04M
Net Income
-$1.01M
Op. Cash Flow
$4.45M
Free Cash Flow
$4.32M
Cash & Equivalents
$13.72M
Debt / Equity
0.00×
Net Margin
-7.2%
Source: 10-K · filed 2012-03-29 · accession 0001206774-12-001258

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 139 shares in PTBS as of the September 15, 2026 settlement, a 256.4% increase from the prior period — about 1.0 days to cover at its recent average daily volume. On October 1, 2026, 25.6% of PTBS volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)139 shares as of September 15, 2026
Change vs prior period▲ 256.4%
Days to cover1.00 at avg daily volume of 1,366
Daily short volume (FINRA facilities)25.6% of 1,843 shares on October 1, 2026
5-day average short volume30.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

$26.1 -0.17% today
52-week range · as of 2026-04-29 $14.2 – $26.1
Market cap
$108.17M
Volume
1.2K (0.5× avg)
3-mo avg 2.3K
Live data · 2026-10-04 02:04 UTC · Market closed

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feed PTBS - Latest Insights

PTBS
Apr 29, 2026, 8:12 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $19.88
Real-time Price: $26.10 info
Change: +$6.22 (+31%) info
Market Cap: $108.173M info
PTBS
Apr 22, 2026, 9:20 AM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $20.06
Real-time Price: $26.10 info
Change: +$6.04 (+30%) info
Market Cap: $108.173M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets