PROVIDENT FINANCIAL HOLDINGS INC

General Provident Financial Holdings, Inc. is a financial services company operating primarily through its wholly-owned subsidiary, Provident Savings Bank, F.S.B. The Corporation was organized in January 1996 and completed its conversion to a federal stock savings bank on June 27, 1996. It is regulated by the Board of Governors of the Federal Reserve System. As of June 30, 2025, the Corporation reported consolidated total assets of $1.25 billion, total deposits of $888.8 million, and stockholders' equity of $128.5 million. The Corporation's primary activity is holding the stock of the Bank. Provident Savings Bank, founded in 1956, is a federally chartered stock savings bank headquartered in Riverside, California. It is regulated by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, which insures its deposits up to applicable limits. The Bank has been a member of the Federal Home Loan Bank - San Francisco since 1956. The Bank serves consumers and small to mid-sized businesses in the Inland Empire region of Southern California. It conducts business operations as Provident Bank and through its subsidiary, Provident Financial Corp. The Bank's business activities include community banking, investment services, and trustee services for real estate transactions.