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Provident Financial Holdings, Inc.

corporate_fare Company Profile

Provident Financial Holdings, Inc.

PROV·NASDAQ·Finance·CIK 0001010470

Provident Financial Holdings, Inc. is a financial services company that operates primarily through its wholly owned subsidiary, Provident Savings Bank, F.S.B. The Corporation was established in January 1996 and completed its conversion to a federal stock savings bank in June 1996. It is regulated by the Board of Governors of the Federal Reserve System. As of June 30, 2026, the Corporation reported consolidated total assets of $1.21 billion, total deposits of $910.4 million, and stockholders' equity of $126.2 million. The Corporation's main activity is holding the stock of the Bank. Provident Savings Bank, founded in 1956, is a federally chartered stock savings bank headquartered in Riverside, California. It is regulated by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, which insures its deposits up to applicable limits. The Bank has been a member of the Federal Home Loan Bank - San Francisco since 1956. The Bank serves consumers and small to mid-sized businesses in the Inland Empire region of Southern California. It conducts its business operations as Provident Bank and through its subsidiary, Provident Financial Corp.

Provident Financial Holdings, Inc. (NASDAQ:PROV) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for PROV at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-10-27, rated 7/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for PROV spans 8-K, 10-Q.

Recent high-impact activity:

  • Provident Financial Q1 Net Income Falls 28% on $777K Credit Provision
  • Provident Financial Q4 Earnings Surge 61% on Margin Expansion and Credit Recovery
  • Provident Financial Posts Q4 EPS of $0.35, Reversing Prior Declines
  • Provident Financial Reports 27% Q3 Net Income Decline Amidst Credit Loss Provision, Asset Quality Improves
  • Provident Financial Reports Mixed Q3 Earnings with EPS Decline, Boosts Share Repurchases

Financial Snapshot

Fiscal year ended June 30, 2026
Revenue
$40.05M
Net Income
$6.66M
Diluted EPS
$1.03
Op. Cash Flow
$8.97M
Free Cash Flow
$8.54M
Cash & Equivalents
$49.21M
Debt / Equity
0.00×
Net Margin
16.6%
Shares Outstanding
6.26M sh
Source: 10-K · filed 2026-09-02 · accession 0001010470-26-000010

Short Interest & Short Volume

1.37 days to cover

FINRA reported short interest of 21,724 shares in PROV as of the October 15, 2026 settlement, a 7.7% increase from the prior period — about 1.4 days to cover at its recent average daily volume. On October 30, 2026, 20.0% of PROV volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)21,724 shares as of October 15, 2026
Change vs prior period▲ 7.7%
Days to cover1.37 at avg daily volume of 15,912
Daily short volume (FINRA facilities)20.0% of 5,135 shares on October 30, 2026
5-day average short volume19.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$18.17
52-week range · as of 2026-07-28 $14.95 – $18.17
Market cap
$113.27M
Volume
8.2K (0.6× avg)
3-mo avg 13.8K
Live data · 2026-11-01 00:03 UTC · Market closed

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feed PROV - Latest Insights

PROV
Oct 27, 2026, 6:00 AM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $18.16
Real-time Price: $18.17 info
Change: +$0.010 (+0.06%) info
Market Cap: $113.271M info
PROV
Jul 28, 2026, 12:19 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $18.00
Real-time Price: $18.17 info
Change: +$0.170 (+0.94%) info
Market Cap: $113.271M info
PROV
Jul 28, 2026, 6:00 AM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $17.26
Real-time Price: $18.17 info
Change: +$0.910 (+5%) info
Market Cap: $113.271M info
PROV
May 07, 2026, 3:06 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $17.15
Real-time Price: $18.17 info
Change: +$1.02 (+6%) info
Market Cap: $113.271M info
PROV
Apr 28, 2026, 12:02 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $17.16
Real-time Price: $18.17 info
Change: +$1.01 (+6%) info
Market Cap: $113.271M info
PROV
Apr 28, 2026, 6:00 AM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $17.01
Real-time Price: $18.17 info
Change: +$1.16 (+7%) info
Market Cap: $113.271M info
PROV
Feb 06, 2026, 2:02 PM EST
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $16.38
Real-time Price: $18.17 info
Change: +$1.80 (+11%) info
Market Cap: $113.271M info
PROV
Jan 23, 2026, 12:40 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $16.30
Real-time Price: $18.17 info
Change: +$1.87 (+11%) info
Market Cap: $113.271M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets