Palomar Holdings, Inc.

Palomar Specialty Insurance Company is a specialty insurance company providing property and casualty insurance products to individuals and businesses. The company offers innovative solutions in five product categories: Earthquake, Casualty, Inland Marine and Other Property, Crop, and Fronting. Coverage is provided in both the admitted and excess and surplus lines ("E&S") markets. Its insurance company subsidiaries, Palomar Specialty Insurance Company ("PSIC"), Palomar Excess and Surplus Insurance Company ("PESIC"), and First Indemnity of America Insurance Co. ("FIA") hold an "A" financial strength rating from A.M. Best Company. Products are distributed through retail agents, program administrators, wholesale brokers, and strategic partnerships. Founded in 2014, the company has grown its gross written premiums from $16.6 million in its first year to $2.0 billion for the year ended December 31, 2025, representing a compound annual growth rate of approximately 55%. Palomar Specialty Insurance Company has been profitable since 2016, with net income increasing at a compound annual growth rate of approximately 46% over that period. Recent new products include Crop, E&S Casualty, Surety, and Environmental Liability, which diversify its business and broaden its specialty product portfolio.