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Peoples Financial Services Corp.

corporate_fare Company Profile

Peoples Financial Services Corp.

PFIS·NASDAQ·Finance·CIK 0001056943

Peoples Financial Services Corp. is a bank holding company that provides a full range of financial services through its wholly-owned direct and indirect subsidiaries, including Peoples Security Bank and Trust Company and 1st Equipment Finance, Inc. Peoples Security Bank and Trust Company, a state-chartered bank and trust company, operates forty community banking offices. These offices are similar in economic characteristics and share common products and services, operating processes, customer bases, delivery systems, and regulatory oversight, leading them to be aggregated into a single operating segment. On July 1, 2024, Peoples Financial Services Corp. completed the acquisition of FNCB Bancorp, Inc. Following this merger, FNCB Bank merged into Peoples Security Bank and Trust Company. As a result of this acquisition, Peoples added $1.8 billion in assets, $421.9 million in investments, $1.2 billion in loans, $1.4 billion in deposits, $226.3 million in Federal Home Loan Bank advances, and $8.0 million in trust preferred debentures. The acquisition resulted in $12.6 million of goodwill. Former FNCB shareholders received 0.1460 shares of Peoples Financial Services Corp.'s common stock for each share of FNCB common stock.

Peoples Financial Services Corp. (NASDAQ:PFIS) is a publicly traded company in the Finance sector. Wiseek has independently scored 6 items for PFIS at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-07, rated 7/10. Across its 6 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for PFIS spans 10-Q, DEF 14A, 10-K, 8-K.

Recent high-impact activity:

  • Q2 Earnings Show EPS Decline Driven by Higher Credit Loss Provisions
  • Peoples Financial Q1 Net Income Falls to $14.7M on Higher Expenses
  • Shareholders to Vote on Equity Plan Expansion & Review Significant Related Party Transaction
  • Peoples Financial Services Reports Strong 2025 Earnings, EPS Jumps to $5.88, Asset Quality Improves
  • President Thomas Tulaney to Retire from Peoples Financial Services, CEO Champi to Assume Role

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$187.69M
Net Income
$59.19M
Diluted EPS
$5.88
Op. Cash Flow
$54.27M
Free Cash Flow
$43.34M
Cash & Equivalents
$268.98M
Total Debt
$32.72M
Debt / Equity
0.06×
Net Margin
31.5%
Shares Outstanding
9.99M sh
Source: 10-K · filed 2026-03-16 · accession 0001104659-26-028106

Short Interest & Short Volume

4.94 days to cover

FINRA reported short interest of 245,876 shares in PFIS as of the September 15, 2026 settlement, a 3.0% decrease from the prior period — about 4.9 days to cover at its recent average daily volume. On October 2, 2026, 60.6% of PFIS volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)245,876 shares as of September 15, 2026
Change vs prior period▼ 3.0%
Days to cover4.94 at avg daily volume of 49,725
Daily short volume (FINRA facilities)60.6% of 14,057 shares on October 2, 2026
5-day average short volume71.1%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Browse all tickers starting with P →
$69.29
52-week range · as of 2026-08-07 $43.64 – $73.37
Market cap
$693.62M
Volume
52.2K (0.9× avg)
3-mo avg 56K
Live data · 2026-10-05 04:25 UTC · Market overnight

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feed PFIS - Latest Insights

PFIS
Aug 07, 2026, 4:06 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $70.66
Real-time Price: $69.29 info
Change: -$1.37 (-2%) info
Market Cap: $693.618M info
PFIS
Apr 30, 2026, 4:47 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $56.96
Real-time Price: $69.29 info
Change: +$12.33 (+22%) info
Market Cap: $693.618M info
PFIS
Apr 10, 2026, 9:01 AM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $58.22
Real-time Price: $69.29 info
Change: +$11.07 (+19%) info
Market Cap: $693.618M info
PFIS
Mar 16, 2026, 9:03 AM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $52.64
Real-time Price: $69.29 info
Change: +$16.65 (+32%) info
Market Cap: $693.618M info
PFIS
Jan 30, 2026, 4:09 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $50.40
Real-time Price: $69.29 info
Change: +$18.89 (+37%) info
Market Cap: $693.618M info
PFIS
Jan 30, 2026, 4:05 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $50.40
Real-time Price: $69.29 info
Change: +$18.89 (+37%) info
Market Cap: $693.618M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets