PCB Bancorp Posts $10.4M in Q2 2026 Net Income, Declares $0.22 Dividend
PCB sits 47% above its 52-week low of $19.7.
Summary
Driven by loan and deposit growth and disciplined expense management, PCB Bancorp's Q2 2026 net income reached $10.4 million ($0.73/share), a 16% YoY increase. The board also declared a $0.22 quarterly dividend.
Key Events · Earnings and Guidance · PCB
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Q2 Earnings Beat
Net income available to common shareholders rose 16% YoY to $10.4 million, or $0.73 per diluted share, on net interest income of $27.5 million.
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Loan and Deposit Growth
Loans held-for-investment grew 2.0% QoQ to $2.93 billion; total deposits increased 1.2% QoQ to $2.92 billion, with core deposits at 63.5% of total.
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Strong Asset Quality
Non-performing assets remained low at 0.25% of total assets; allowance for credit losses on loans held steady at 1.18%.
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Quarterly Dividend Declared
Board declared a $0.22 per share quarterly cash dividend, payable August 14, 2026 to shareholders of record August 7, 2026.
Analysis · PCB · Finance
A 16% year-over-year jump in net income available to common shareholders—to $10.4 million, or $0.73 per diluted share—highlights PCB Bancorp's solid Q2. Loan and deposit growth held steady, asset quality remained robust with NPAs at just 0.25% of total assets, and the board declared a $0.22 quarterly dividend. While the results underscore the bank's consistent performance in a competitive landscape, the slight sequential dip in net interest margin and ROAA warrants attention.
At the time of this filing, PCB was trading at $28.87 on NASDAQ in the Finance sector, with a market capitalization of approximately $411.4M. The 52-week trading range was $19.70 to $30.84. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.