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Pathfinder Bancorp, Inc.

corporate_fare Company Profile

Pathfinder Bancorp, Inc.

PBHC·NASDAQ·Finance·CIK 0001609065

Pathfinder Bancorp, Inc. is a Maryland corporation incorporated in 2014 and headquartered in Oswego, New York. The company's primary business is its 100% ownership of Pathfinder Bank. Pathfinder Bancorp, Inc. is a registered bank holding company regulated by the Board of Governors of the Federal Reserve System and the New York State Department of Financial Services. The company also owns Pathfinder Statutory Trust II, a non-consolidated Delaware statutory trust subsidiary, with 100% of its common equity owned by the company. Pathfinder Statutory Trust II was formed for the issuance of $5.2 million in trust preferred securities. As of December 31, 2025, and 2024, 6,185,644 and 6,125,649 shares of the company's common stock (voting and non-voting) were outstanding, respectively. Following shareholder approval on June 4, 2021, the company converted 1,380,283, or 100%, of its previously-outstanding Series B Convertible Perpetual Preferred Stock to an equal number of Series A Non-Voting Common Stock. Neither the Series B Convertible Perpetual Preferred Stock nor the Series A Non-Voting Common Stock had, or will have, dividend or liquidation preference over the company's existing Voting Common Stock. Holders of Series A Non-Voting Common Stock are entitled to receive dividends, if declared, in the same per share amount as paid on the Voting Common Stock. As of December 31, 2025, the company had total consolidated assets of $1.43 billion, total deposits of $1.18 billion, and shareholders' equity of $122.5 million. Pathfinder Bank is a New York-chartered commercial bank with deposit accounts insured by the Federal Deposit Insurance Corporation through the Deposit Insurance Fund. The Bank is regulated by the NYSDFS and the FDIC.

Pathfinder Bancorp, Inc. (NASDAQ:PBHC) is a publicly traded company in the Finance sector. Wiseek monitors PBHC SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Pathfinder Bancorp Reports 19% Q1 EPS Drop as Revenue Declines
  • Q1 2026 Earnings Decline Amidst Rising Nonperforming Loans
  • Pathfinder Bancorp Reports Q1 Profit Decline, Net Interest Margin Squeezed
  • Pathfinder Bancorp Returns to Profitability in Q1 2026, But Nonperforming Loans Rise Significantly
  • Pathfinder Bancorp Discloses Significant Executive Compensation Amidst Net Loss and Declining TSR

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$46.83M
Net Income
-$1.93M
Op. Cash Flow
$11.68M
Free Cash Flow
$10.42M
Cash & Equivalents
$31.17M
Total Debt
$58.07M
Debt / Equity
0.47×
Net Margin
-4.1%
Shares Outstanding
4.75M sh
Source: 10-K · filed 2026-03-30 · accession 0001193125-26-132075
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$15.02 -0.01% today
52-week range · as of 2026-05-15 $12.06 – $17
Market cap
$96.66M
Volume
10K (1.3× avg)
3-mo avg 7.9K
Live data · 2026-06-14 03:54 UTC · Market closed

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feed PBHC - Latest Insights

PBHC
May 15, 2026, 4:23 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $13.49
Real-time Price: $15.02 info
Change: +$1.53 (+11%) info
Market Cap: $96.663M info
PBHC
May 15, 2026, 4:07 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $13.49
Real-time Price: $15.02 info
Change: +$1.53 (+11%) info
Market Cap: $96.663M info
PBHC
Apr 29, 2026, 4:57 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $13.60
Real-time Price: $15.02 info
Change: +$1.42 (+10%) info
Market Cap: $96.663M info
PBHC
Apr 29, 2026, 4:14 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $13.60
Real-time Price: $15.02 info
Change: +$1.42 (+10%) info
Market Cap: $96.663M info
PBHC
Apr 22, 2026, 12:29 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $13.60
Real-time Price: $15.02 info
Change: +$1.42 (+10%) info
Market Cap: $96.663M info
PBHC
Feb 27, 2026, 4:11 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $13.13
Real-time Price: $15.02 info
Change: +$1.89 (+14%) info
Market Cap: $96.663M info
PBHC
Jan 29, 2026, 4:22 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.25
Real-time Price: $15.02 info
Change: +$0.770 (+5%) info
Market Cap: $96.663M info