OXBRIDGE RE HOLDINGS Ltd

Oxbridge Re Holdings Ltd. is a Cayman Islands specialty property and casualty reinsurer that provides reinsurance solutions through its subsidiaries, Oxbridge Reinsurance Limited and Oxbridge Re NS. The company focuses on underwriting fully collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States, with an emphasis on Florida. Oxbridge Re specializes in underwriting medium frequency, high severity risks. The company was organized in April 2013. Oxbridge Re NS functions as a reinsurance sidecar, increasing the underwriting capacity of Oxbridge Reinsurance Limited. Oxbridge Re NS issues participating notes to third-party investors, with the proceeds used to collateralize Oxbridge Reinsurance Limited's reinsurance obligations. In 2023, the company's subsidiary SurancePlus Inc. began developing, offering, and selling a tokenized reinsurance security representing fractionalized interests in reinsurance contracts, with each token representing an interest in participating notes issued by Oxbridge Re NS. This led to the development, launch, and issuance of the DeltaCat Re Token in 2023. Following this, the EpsilonCat Re token was issued in 2024, ZetaCat Re and EtaCat Re in 2025, and T42:2027 and T20:2027 tokenized reinsurance securities in 2026, representing high yield and balanced yield tokens. The company is also using its tokenization experience to develop Web3-focused business offerings and products related to the tokenization of other real-world assets (RWAs), including those held or being acquired by third parties. This tokenization business will be conducted through SurancePlus and other subsidiaries of its 80% owned subsidiary, SurancePlus Holdings Ltd.