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Old Second Bancorp, Inc.

corporate_fare Company Profile

Old Second Bancorp, Inc.

OSBC·NASDAQ·Finance·CIK 0000357173

Old Second Bancorp, Inc. is a Delaware corporation organized in 1981, serving as the bank holding company for its wholly-owned subsidiary, Old Second National Bank. Old Second National Bank is a national banking association headquartered in Aurora, Illinois, operating 55 banking centers across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. The company conducts a full-service community banking and trust business through the Bank and its wholly-owned subsidiaries. These subsidiaries include Old Second Affordable Housing Fund, L.L.C., which provides down payment assistance for home ownership to qualified individuals; Station I, LLC, Station II, LLC, and Station III, LLC, which hold property acquired through foreclosure or debt collection; and River Street Advisors, LLC, formed in May 2010 to provide investment advisory/management services. The company evaluates its operations as one operating segment: community banking. On July 1, 2025, Old Second Bancorp, Inc. completed its acquisition of Bancorp Financial, Inc. Bancorp Financial merged into Old Second Bancorp, Inc., and its wholly-owned subsidiary, Evergreen Bank Group, merged into Old Second National Bank.

Old Second Bancorp, Inc. (NASDAQ:OSBC) is a publicly traded company in the Finance sector. Wiseek has independently scored 14 items for OSBC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-06, rated 7/10. Across its 14 most recent items scored 7 or higher, the top rating is 8/10, with 6 rated 8 or above. Recent SEC coverage for OSBC spans 10-Q, 8-K, DEF 14A, 10-K.

Recent high-impact activity:

  • Q2 Profit Rises, But Nonperforming Loans Surge and Deposit Outflows Accelerate
  • Old Second Q2 Adjusted Net Income Misses Estimates by a Hair
  • Old Second Q2 Earnings: Net Income Climbs to $28.2M, Credit Quality Strengthens, Buybacks Persist
  • $61.2M Share Buyback Authorized by Old Second Bancorp
  • Old Second Bancorp Authorizes New $61.2M Share Repurchase Program

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$339.33M
Net Income
$80.31M
Diluted EPS
$1.62
Op. Cash Flow
$122.26M
Free Cash Flow
$117.76M
Cash & Equivalents
$124.03M
Debt / Equity
0.00×
Net Margin
23.7%
Shares Outstanding
52.67M sh
Source: 10-K · filed 2026-02-26 · accession 0001104659-26-020393

Short Interest & Short Volume

5.67 days to cover

FINRA reported short interest of 2,469,231 shares in OSBC as of the September 15, 2026 settlement, a 23.3% increase from the prior period — about 5.7 days to cover at its recent average daily volume. On October 2, 2026, 62.4% of OSBC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,469,231 shares as of September 15, 2026
Change vs prior period▲ 23.3%
Days to cover5.67 at avg daily volume of 435,557
Daily short volume (FINRA facilities)62.4% of 142,828 shares on October 2, 2026
5-day average short volume63.8%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for OSBC, detected from its recent SEC filings · based on capital-structure filings through 2026-08-18.

1 shelf registration

New Shelf Registration Filed · $200M Carry Forward

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$24.95
52-week range · as of 2026-08-06 $16.54 – $26.04
Market cap
$1.27B
Volume
722K (1.6× avg)
3-mo avg 465.2K
Live data · 2026-10-05 02:48 UTC · Market closed

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feed OSBC - Latest Insights

OSBC
Aug 06, 2026, 12:01 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $25.69
Real-time Price: $24.95 info
Change: -$0.740 (-3%) info
Market Cap: $1.269B info
OSBC
Jul 22, 2026, 4:24 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $23.41
Real-time Price: $24.95 info
Change: +$1.54 (+7%) info
Market Cap: $1.269B info
OSBC
Jul 22, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $23.41
Real-time Price: $24.95 info
Change: +$1.54 (+7%) info
Market Cap: $1.269B info
OSBC
Jun 25, 2026, 11:03 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $22.94
Real-time Price: $24.95 info
Change: +$2.01 (+9%) info
Market Cap: $1.269B info
OSBC
Jun 25, 2026, 11:00 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $22.99
Real-time Price: $24.95 info
Change: +$1.96 (+9%) info
Market Cap: $1.269B info
OSBC
Jun 09, 2026, 11:03 AM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $22.10
Real-time Price: $24.95 info
Change: +$2.85 (+13%) info
Market Cap: $1.269B info
OSBC
May 07, 2026, 3:11 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $21.12
Real-time Price: $24.95 info
Change: +$3.83 (+18%) info
Market Cap: $1.269B info
OSBC
May 07, 2026, 3:01 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $21.12
Real-time Price: $24.95 info
Change: +$3.83 (+18%) info
Market Cap: $1.269B info
OSBC
Apr 22, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $21.21
Real-time Price: $24.95 info
Change: +$3.74 (+18%) info
Market Cap: $1.269B info
OSBC
Apr 06, 2026, 11:15 AM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $20.77
Real-time Price: $24.95 info
Change: +$4.18 (+20%) info
Market Cap: $1.269B info
OSBC
Mar 04, 2026, 11:30 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $20.11
Real-time Price: $24.95 info
Change: +$4.84 (+24%) info
Market Cap: $1.269B info
OSBC
Feb 26, 2026, 2:30 PM EST
Filing Type: 10-K
Importance Score:
7
Price at Filing: $20.24
Real-time Price: $24.95 info
Change: +$4.71 (+23%) info
Market Cap: $1.269B info
OSBC
Jan 29, 2026, 12:30 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $19.66
Real-time Price: $24.95 info
Change: +$5.29 (+27%) info
Market Cap: $1.269B info
OSBC
Jan 21, 2026, 4:05 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $21.47
Real-time Price: $24.95 info
Change: +$3.48 (+16%) info
Market Cap: $1.269B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets