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Orrstown Financial Services Inc

corporate_fare Company Profile

Orrstown Financial Services Inc

ORRF·NASDAQ·Finance·CIK 0000826154

Orrstown Financial Services, Inc. is a financial holding company that provides banking and financial advisory services through its wholly-owned subsidiary, Orrstown Bank. The company operates primarily in south central Pennsylvania, specifically in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York Counties, and in Maryland, including Anne Arundel, Baltimore, Harford, Howard, and Washington Counties, as well as Baltimore City. Its lending area also extends to counties in Pennsylvania, Maryland, Delaware, Virginia, and West Virginia within a 75-mile radius of its executive offices, and the District of Columbia. Orrstown Bank was organized in 1919. On July 1, 2024, the company merged with Codorus Valley Bancorp, Inc., and Orrstown Bank merged with PeoplesBank, A Codorus Valley Company, with Orrstown Financial Services, Inc. and Orrstown Bank as the surviving entities. This transaction, valued at $233.4 million, expanded the Bank's presence into the York, Pennsylvania market and increased its market penetration in existing areas. As of December 31, 2025, the company reported total assets of $5.5 billion, total deposits of $4.5 billion, and total shareholders' equity of $591.5 million.

Orrstown Financial Services Inc (NASDAQ:ORRF) is a publicly traded company in the Finance sector. Wiseek has independently scored 9 items for ORRF at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-22, rated 7/10. Across its 9 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for ORRF spans 8-K, 10-Q, 10-K, S-3.

Recent high-impact activity:

  • Orrstown Financial Q2 2026: $1.09 EPS, Margin Pressure from Sub Debt Redemption, Full-Year Guidance Issued
  • Orrstown Q2 Margin Squeezed by Debt Redemption Costs
  • Orrstown Financial to Redeem $31M Subordinated Notes; Discloses Vendor Cyber Incident
  • Orrstown Financial Reports Strong Q1 Earnings Amidst Rising Credit Quality Concerns
  • Orrstown Financial Appoints Internal Successor Adam Metz as New CEO

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$37.14M
Net Income
$80.86M
Diluted EPS
$4.18
Op. Cash Flow
$74.73M
Free Cash Flow
$70.5M
Cash & Equivalents
$149.77M
Debt / Equity
0.00×
Net Margin
217.7%
Shares Outstanding
19.51M sh
Source: 10-K · filed 2026-03-12 · accession 0001628280-26-017278

Short Interest & Short Volume

8.10 days to cover

FINRA reported short interest of 606,916 shares in ORRF as of the September 15, 2026 settlement, a 15.8% increase from the prior period — about 8.1 days to cover at its recent average daily volume. On October 2, 2026, 61.6% of ORRF volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)606,916 shares as of September 15, 2026
Change vs prior period▲ 15.8%
Days to cover8.10 at avg daily volume of 74,900
Daily short volume (FINRA facilities)61.6% of 15,886 shares on October 2, 2026
5-day average short volume55.9%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$41.67
52-week range · as of 2026-07-22 $31.51 – $42.54
Market cap
$819.63M
Volume
82.9K (0.8× avg)
3-mo avg 97.9K
Live data · 2026-10-03 23:19 UTC · Market closed

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feed ORRF - Latest Insights

ORRF
Jul 22, 2026, 8:00 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $41.26
Real-time Price: $41.67 info
Change: +$0.410 (+0.99%) info
Market Cap: $819.633M info
ORRF
Jul 21, 2026, 4:22 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $41.26
Real-time Price: $41.67 info
Change: +$0.410 (+0.99%) info
Market Cap: $819.633M info
ORRF
May 29, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $37.13
Real-time Price: $41.67 info
Change: +$4.54 (+12%) info
Market Cap: $819.633M info
ORRF
May 08, 2026, 4:04 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $37.04
Real-time Price: $41.67 info
Change: +$4.63 (+13%) info
Market Cap: $819.633M info
ORRF
May 06, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $36.96
Real-time Price: $41.67 info
Change: +$4.71 (+13%) info
Market Cap: $819.633M info
ORRF
Apr 22, 2026, 8:00 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $37.74
Real-time Price: $41.67 info
Change: +$3.93 (+10%) info
Market Cap: $819.633M info
ORRF
Mar 12, 2026, 4:28 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $34.20
Real-time Price: $41.67 info
Change: +$7.47 (+22%) info
Market Cap: $819.633M info
ORRF
Jan 29, 2026, 4:05 PM EST
Filing Type: S-3
Importance Score:
7
Price at Filing: $35.41
Real-time Price: $41.67 info
Change: +$6.26 (+18%) info
Market Cap: $819.633M info
ORRF
Jan 28, 2026, 7:59 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $35.94
Real-time Price: $41.67 info
Change: +$5.73 (+16%) info
Market Cap: $819.633M info
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