Oregon Pacific Bancorp

Oregon Pacific Bancorp is a financial holding company that operates through its subsidiary, Oregon Pacific Bank. The company, headquartered in Florence, Oregon, became a holding company effective January 1, 2003. Oregon Pacific Bank, organized on December 17, 1979, is an Oregon banking corporation providing full-service commercial banking. The Bank offers a broad range of depository and lending services to commercial enterprises, governmental entities, and individuals. These services are provided from its main office and a full-service Safeway store branch in Florence, as well as branches in Roseburg and Coos Bay, Oregon. Additional financial services include trust and asset management services, and investment and brokerage services. Oregon Pacific Bancorp operates with a two-tiered corporate structure. The affairs of Bancorp are overseen by a Board of Directors elected by its shareholders. The business of the Bank is overseen by its own Board of Directors, selected by the Bancorp Board, which is the sole owner of the Bank. Currently, the members of both Boards of Directors are identical. The Bank's primary marketing focus is on small to medium-sized businesses, professionals, and individuals in Florence, Coos Bay, Roseburg, and other coastal and inland regions in Oregon.