Oportun Financial Corp

Oportun provides intelligent borrowing, savings, and budgeting capabilities to help its members build a better financial future. The company designs its products to address two fundamental challenges to financial health: access to responsible and affordable credit, and adequate savings. Oportun estimates that over one hundred million adults in the United States lack access to responsible and affordable credit when needed. Many of these individuals are likely to be declined for loans or credit cards from mainstream financial services providers such as banks or credit unions. According to a January 2026 survey by Bankrate, more than half of all Americans do not have enough savings to cover an unplanned expense of $1,000. Oportun serves hardworking Americans who are not well served by mainstream financial products. The company's purpose is to responsibly meet members' current capital needs, help grow their financial profiles, increase their financial awareness, and guide them toward a more financially healthy life.