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OceanFirst Financial Corp.

corporate_fare Company Profile

OceanFirst Financial Corp.

OCFC·NASDAQ·Finance·CIK 0001004702

OceanFirst Financial Corp. is a Delaware-incorporated holding company for OceanFirst Bank N.A. As of December 31, 2025, the company reported consolidated total assets of $14.6 billion and total stockholders' equity of $1.7 billion. The company primarily conducts its business through OceanFirst Bank N.A., its wholly owned subsidiary. The Bank's main business involves originating loans, with a key focus on commercial real estate and other commercial loans. It also invests in other loan types, including residential construction and consumer loans. These loans are primarily funded by attracting retail and commercial deposits. Additionally, the Bank invests in mortgage-backed securities (MBS), securities issued by the U.S. Government and its agencies, corporate securities, and other legally permitted investments. The Bank's revenues mainly come from interest on its loans and, to a lesser extent, interest on its debt and equity securities. It also earns income from bankcard services, trust and fiduciary services, deposit account services, mortgage banking activity, income from bank-owned life insurance, and commercial loan swap income. The Bank's primary funding sources include deposits, principal and interest payments on loans and investments, Federal Home Loan Bank (FHLB) advances, and other borrowings.

OceanFirst Financial Corp. (NASDAQ:OCFC) is a publicly traded company in the Finance sector. Wiseek has independently scored 31 items for OCFC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-19, rated 7/10. Across its 20 most recent items scored 7 or higher, the top rating is 9/10, with 14 rated 8 or above. Recent SEC coverage for OCFC spans SCHEDULE 13D/A, 8-K, 8-K/A, SCHEDULE 13D.

Recent high-impact activity:

  • Warburg Pincus Pledges 6.4M OceanFirst Shares for $61.5M Margin Loan
  • OceanFirst Reports Q2 Net Loss of $3M on Merger Costs; Core EPS $0.43 Beats, NIM Expands to 3.05%
  • OceanFirst Posts 2Q Loss on Merger Costs, First Since Flushing Deal
  • OceanFirst Amends Loan Sale Details, Correcting Rent-Regulated Exposure by $100M
  • OceanFirst completes $1.3B loan sale, significantly reducing NYC rent-regulation exposure

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$404.92M
Net Income
$70.98M
Diluted EPS
$1.17
Op. Cash Flow
$87.21M
Free Cash Flow
$79.51M
Cash & Equivalents
$135.13M
Total Debt
$255.23M
Debt / Equity
0.15×
Net Margin
17.5%
Shares Outstanding
57.39M sh
Source: 10-K · filed 2026-02-27 · accession 0001004702-26-000015

Short Interest & Short Volume

6.27 days to cover

FINRA reported short interest of 4,996,038 shares in OCFC as of the September 15, 2026 settlement, a 5.9% increase from the prior period — about 6.3 days to cover at its recent average daily volume. On October 2, 2026, 67.2% of OCFC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)4,996,038 shares as of September 15, 2026
Change vs prior period▲ 5.9%
Days to cover6.27 at avg daily volume of 796,962
Daily short volume (FINRA facilities)67.2% of 286,633 shares on October 2, 2026
5-day average short volume70.9%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for OCFC, detected from its recent SEC filings.

1 shelf registration

Resale Registration Filed · Significant Potential Overhang

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$16.82 +0.04% today
52-week range · as of 2026-08-19 $16.82 – $20.61
Market cap
$1.65B
Volume
1M (1.0× avg)
3-mo avg 1M
Live data · 2026-10-04 13:39 UTC · Market closed

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feed OCFC - Latest Insights

OCFC
Aug 19, 2026, 5:15 PM EDT
Filing Type: SCHEDULE 13D/A
Importance Score:
7
Price at Filing: $19.22
Real-time Price: $16.82 info
Change: -$2.40 (-12%) info
Market Cap: $1.652B info
OCFC
Jul 30, 2026, 6:19 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $19.70
Real-time Price: $16.82 info
Change: -$2.88 (-15%) info
Market Cap: $1.652B info
OCFC
Jul 30, 2026, 6:18 PM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $19.64
Real-time Price: $16.82 info
Change: -$2.82 (-14%) info
Market Cap: $1.652B info
OCFC
Jun 30, 2026, 12:23 PM EDT
Filing Type: 8-K/A
Importance Score:
7
Price at Filing: $19.47
Real-time Price: $16.82 info
Change: -$2.64 (-14%) info
Market Cap: $1.652B info
OCFC
Jun 30, 2026, 6:03 AM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $19.50
Real-time Price: $16.82 info
Change: -$2.68 (-14%) info
Market Cap: $1.652B info
OCFC
Jun 29, 2026, 6:05 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $19.50
Real-time Price: $16.82 info
Change: -$2.68 (-14%) info
Market Cap: $1.652B info
OCFC
Jun 08, 2026, 9:25 PM EDT
Filing Type: SCHEDULE 13D
Importance Score:
8
Price at Filing: $18.00
Real-time Price: $16.82 info
Change: -$1.18 (-7%) info
Market Cap: $1.652B info
OCFC
Jun 08, 2026, 8:03 AM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $17.81
Real-time Price: $16.82 info
Change: -$0.990 (-6%) info
Market Cap: $1.652B info
OCFC
Jun 08, 2026, 8:00 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $17.81
Real-time Price: $16.82 info
Change: -$0.990 (-6%) info
Market Cap: $1.652B info
OCFC
Jun 02, 2026, 3:14 AM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $18.26
Real-time Price: $16.82 info
Change: -$1.44 (-8%) info
Market Cap: $1.652B info
OCFC
Jun 01, 2026, 5:57 PM EDT
Filing Type: S-3
Importance Score:
8
Price at Filing: $18.26
Real-time Price: $16.82 info
Change: -$1.44 (-8%) info
Market Cap: $1.652B info
OCFC
Jun 01, 2026, 5:19 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $18.60
Real-time Price: $16.82 info
Change: -$1.78 (-10%) info
Market Cap: $1.652B info
OCFC
Jun 01, 2026, 5:14 PM EDT
Source: GlobeNewswire
Importance Score:
9
Price at Filing: $18.26
Real-time Price: $16.82 info
Change: -$1.44 (-8%) info
Market Cap: $1.652B info
OCFC
May 01, 2026, 4:51 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $19.09
Real-time Price: $16.82 info
Change: -$2.27 (-12%) info
Market Cap: $1.652B info
OCFC
May 01, 2026, 4:49 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $19.09
Real-time Price: $16.82 info
Change: -$2.27 (-12%) info
Market Cap: $1.652B info
OCFC
May 01, 2026, 4:18 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $19.09
Real-time Price: $16.82 info
Change: -$2.27 (-12%) info
Market Cap: $1.652B info
OCFC
Apr 27, 2026, 4:20 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $18.89
Real-time Price: $16.82 info
Change: -$2.07 (-11%) info
Market Cap: $1.652B info
OCFC
Apr 27, 2026, 7:30 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $18.88
Real-time Price: $16.82 info
Change: -$2.06 (-11%) info
Market Cap: $1.652B info
OCFC
Apr 23, 2026, 4:28 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $19.06
Real-time Price: $16.82 info
Change: -$2.24 (-12%) info
Market Cap: $1.652B info
OCFC
Apr 23, 2026, 4:23 PM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $19.06
Real-time Price: $16.82 info
Change: -$2.24 (-12%) info
Market Cap: $1.652B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets