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Navient Corporation

corporate_fare Company Profile

Navient Corporation

NAVI·NASDAQ·Finance·CIK 0001593538

Navient Corporation provides technology-enabled education finance services in the United States. The company operates through two segments: Federal Education Loans and Consumer Lending. Navient owns and manages a portfolio of private education loans, and offers education lending, digital financial services, in-school student loans, and refinancing products under the Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans, which are insured or guaranteed by state or not-for-profit agencies. Navient performs servicing on its own loan portfolios, as well as on federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Navient Corporation (NASDAQ:NAVI) is a publicly traded company in the Finance sector. Wiseek has independently scored 14 items for NAVI at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-07, rated 7/10. Across its 14 most recent items scored 7 or higher, the top rating is 8/10, with 10 rated 8 or above. Recent SEC coverage for NAVI spans 10-Q, 8-K, FWP, 424B5.

Recent high-impact activity:

  • Navient Q2 2026: Net Income Climbs to $25M, Originations Jump 63%, but Credit Pressures Persist
  • Navient Borrower Data, Including SSNs, Exposed in Third-Party Ransomware Attack
  • Navient Discloses Material Cybersecurity Incident at Third-Party Law Firm, Sensitive Customer Data Exposed
  • Navient Finalizes $500M Senior Notes Offering at 9.375% Due 2031
  • Navient Prices $500M Senior Notes Due 2031 at 9.375% Coupon

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$610M
Net Income
-$80M
Diluted EPS
-$0.81
Op. Cash Flow
$441M
Cash & Equivalents
$637M
Total Debt
$45.71B
Debt / Equity
19.05×
Net Margin
-13.1%
Shares Outstanding
99M sh
Source: 10-K · filed 2026-02-26 · accession 0001193125-26-076753

Short Interest & Short Volume

9.39 days to cover

FINRA reported short interest of 12,000,615 shares in NAVI as of the September 15, 2026 settlement, a 5.3% increase from the prior period — about 9.4 days to cover at its recent average daily volume. On October 2, 2026, 55.0% of NAVI volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)12,000,615 shares as of September 15, 2026
Change vs prior period▲ 5.3%
Days to cover9.39 at avg daily volume of 1,278,195
Daily short volume (FINRA facilities)55.0% of 240,671 shares on October 2, 2026
5-day average short volume64.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for NAVI, detected from its recent SEC filings · based on capital-structure filings through 2026-05-26.

1 recent capital raise

Finalizes $500 Million Senior Note Offering · High Cost of Capital

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$9.19
52-week range · as of 2026-08-07 $7.33 – $13.87
Market cap
$861.87M
Volume
875.4K (0.6× avg)
3-mo avg 1.4M
Live data · 2026-10-05 02:49 UTC · Market closed

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feed NAVI - Latest Insights

NAVI
Aug 07, 2026, 4:09 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $9.08
Real-time Price: $9.19 info
Change: +$0.110 (+1%) info
Market Cap: $861.873M info
NAVI
Jul 02, 2026, 4:44 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $8.51
Real-time Price: $9.19 info
Change: +$0.680 (+8%) info
Market Cap: $861.873M info
NAVI
Jul 02, 2026, 4:15 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $8.61
Real-time Price: $9.19 info
Change: +$0.580 (+7%) info
Market Cap: $861.873M info
NAVI
May 26, 2026, 5:23 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $8.55
Real-time Price: $9.19 info
Change: +$0.640 (+7%) info
Market Cap: $861.873M info
NAVI
May 26, 2026, 5:17 PM EDT
Filing Type: FWP
Importance Score:
8
Price at Filing: $8.55
Real-time Price: $9.19 info
Change: +$0.640 (+7%) info
Market Cap: $861.873M info
NAVI
May 26, 2026, 8:40 AM EDT
Filing Type: 424B5
Importance Score:
7
Price at Filing: $8.44
Real-time Price: $9.19 info
Change: +$0.750 (+9%) info
Market Cap: $861.873M info
NAVI
Apr 29, 2026, 4:14 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $9.51
Real-time Price: $9.19 info
Change: -$0.320 (-3%) info
Market Cap: $861.873M info
NAVI
Apr 29, 2026, 6:04 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $9.20
Real-time Price: $9.19 info
Change: -$0.0100 (-0.11%) info
Market Cap: $861.873M info
NAVI
Apr 28, 2026, 5:40 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $9.20
Real-time Price: $9.19 info
Change: -$0.0100 (-0.11%) info
Market Cap: $861.873M info
NAVI
Apr 16, 2026, 8:53 AM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $8.45
Real-time Price: $9.19 info
Change: +$0.740 (+9%) info
Market Cap: $861.873M info
NAVI
Apr 08, 2026, 8:58 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $8.71
Real-time Price: $9.19 info
Change: +$0.480 (+6%) info
Market Cap: $861.873M info
NAVI
Feb 26, 2026, 4:17 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $8.85
Real-time Price: $9.19 info
Change: +$0.340 (+4%) info
Market Cap: $861.873M info
NAVI
Jan 27, 2026, 5:44 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $12.09
Real-time Price: $9.19 info
Change: -$2.90 (-24%) info
Market Cap: $861.873M info
NAVI
Jan 08, 2026, 4:32 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $13.12
Real-time Price: $9.19 info
Change: -$3.93 (-30%) info
Market Cap: $861.873M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets