MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc. is a financial holding company that owns 100% of MainStreet Bank and MainStreet Community Capital, LLC. The company, incorporated in Virginia, primarily focuses on the ownership and management of these entities. On October 12, 2021, MainStreet Bancshares, Inc. elected to become a financial holding company with the Federal Reserve, allowing it to engage in a broader range of financial activities than standard bank holding companies. The company emphasizes responsive and personalized services to clients, aiming to distinguish itself from larger regional banks and compete effectively with other community banks in its primary market area. It offers a full range of financial services, utilizing professional, personalized banking products and advanced banking technologies. MainStreet Bancshares, Inc. is authorized to issue 15,000,000 shares of common stock with a par value of $4.00 per share and 2,000,000 shares of preferred stock with a par value of $1.00 per share. As of December 31, 2025, there were 7,496,571 shares of common stock outstanding and 28,750 shares of 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock outstanding. Additionally, 1,150,000 depositary shares were outstanding, each representing a 1/40th interest in a share of the company's Series A Preferred Stock, with a liquidation preference of $1,000 per share (equivalent to $25 per depositary share).