MANULIFE FINANCIAL CORP

Manulife Financial Corporation provides financial products and services across the United States, Canada, Asia, and internationally. The company operates through three main segments: Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other. The Wealth and Asset Management Businesses segment delivers investment advice and solutions to retirement, retail, and institutional clients. These services are distributed through various channels, including company-affiliated agents and brokers, independent securities brokerage firms, financial advisors, pension plan consultants, and banks. The Insurance and Annuity Products segment offers deposit and credit products, individual life insurance, individual and group long-term care insurance, and both guaranteed and partially guaranteed annuity products. Distribution for this segment occurs via insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment includes property and casualty reinsurance businesses and run-off reinsurance operations, such as variable annuities, and accident and health. Manulife also manages timberland and agricultural portfolios and is involved in insurance agency, broker-dealer, investment counseling, portfolio and mutual fund management, property and casualty insurance, and fund and investment management businesses. Additionally, it provides integrated banking products and services and asset management services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.