Monroe Federal Bancorp, Inc.

Monroe Federal Bancorp, Inc. is a savings and loan holding company that conducts its operations primarily through its wholly owned subsidiary, Monroe Federal Savings and Loan Association. The company was incorporated in May 2024 and became the holding company for Monroe Federal upon its conversion to a stock form of organization, which was completed on October 23, 2024. On this date, Monroe Federal Bancorp sold 5,26,438 shares of common stock at $10.00 per share. Monroe Federal Bancorp is subject to regulation and examination by the Federal Reserve Board. As of March 31, 2026, the company had total assets of $142.4 million, loans of $110.5 million, deposits of $124.5 million, and stockholders' equity of $12.4 million on a consolidated basis. Monroe Federal Savings and Loan Association, originally chartered in 1875, operates from its main office in Tipp City, Ohio, and three branch offices located in Tipp City, Dayton, and Vandalia, Ohio. Tipp City is approximately 25 miles north of Dayton, Ohio, and Vandalia is approximately 12 miles north of Dayton, Ohio, both situated on Interstate 75. The bank's primary business involves accepting deposits from the public and investing these funds, along with operational earnings, mainly in one- to four-family residential mortgage loans and, to a lesser extent, commercial real estate loans. These loans are secured by properties located within its primary market area.