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MetroCity Bankshares, Inc.

corporate_fare Company Profile

MetroCity Bankshares, Inc.

MCBS·NASDAQ·Finance·CIK 0001747068

MetroCity Bankshares, Inc. is a bank holding company incorporated in 2014 and headquartered in the Atlanta metropolitan area. It primarily operates through its wholly-owned banking subsidiary, Metro City Bank, a Georgia state-chartered commercial bank founded in 2006. The company operates 29 full-service branch locations in multi-ethnic communities across Alabama, California, Florida, Georgia, New York, New Jersey, Texas, and Virginia. As of December 31, 2025, MetroCity Bankshares, Inc. had total assets of $4.77 billion, total loans held for investment of $4.08 billion, total deposits of $3.65 billion, and total shareholders' equity of $544.2 million. Metro City Bank is a full-service commercial bank that provides personalized service to small-to medium-sized businesses and individuals in its markets, including customers in diverse and multi-ethnic communities within growing metropolitan areas in the Eastern U.S., Texas, and California. The bank offers a range of loan and deposit products designed to meet the specific needs of its business customers. Its management team and employees are equipped to communicate with customers in their native languages and deliver culturally competent services and products. The company has expanded its operations primarily through opening new branches in diverse markets and through its recent acquisition of First IC Corporation. Its common stock is listed on the Nasdaq Global Select Market under the symbol "MCBS".

MetroCity Bankshares, Inc. (NASDAQ:MCBS) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for MCBS at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-05-08, rated 8/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 5 rated 8 or above. Recent SEC coverage for MCBS spans 10-Q, 8-K, 10-K, 8-K/A.

Recent high-impact activity:

  • MetroCity Bankshares Reports Strong Q1 2026 Earnings, EPS Jumps 21.9%, Increases Dividend
  • MetroCity Bankshares Reports Strong Q1: Net Income Up to $22.3M, NIM Expands to 4.08%
  • MetroCity Bankshares Reports Strong Q1 Earnings with 21.9% Net Income Growth and Expanded Margins
  • MetroCity Bankshares Hikes Quarterly Dividend 16% to 29 Cents
  • MetroCity Bankshares Announces CFO Resignation, Appoints President as Interim CFO

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$155.63M
Net Income
$68.53M
Diluted EPS
$2.64
Op. Cash Flow
$37.7M
Free Cash Flow
$37.03M
Cash & Equivalents
$383.68M
Debt / Equity
0.00×
Net Margin
44.0%
Shares Outstanding
28.82M sh
Source: 10-K · filed 2026-03-16 · accession 0001747068-26-000010

Short Interest & Short Volume

13.13 days to cover

FINRA reported short interest of 826,370 shares in MCBS as of the September 15, 2026 settlement, a 4.6% increase from the prior period — about 13.1 days to cover at its recent average daily volume. On October 2, 2026, 55.4% of MCBS volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)826,370 shares as of September 15, 2026
Change vs prior period▲ 4.6%
Days to cover13.13 at avg daily volume of 62,936
Daily short volume (FINRA facilities)55.4% of 21,245 shares on October 2, 2026
5-day average short volume72.9%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Browse all tickers starting with M →
$35.23
52-week range · as of 2026-05-08 $24.53 – $35.23
Market cap
$1.01B
Volume
69.3K (0.9× avg)
3-mo avg 78K
Live data · 2026-10-03 02:52 UTC · Market overnight

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feed MCBS - Latest Insights

MCBS
May 08, 2026, 4:01 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $32.72
Real-time Price: $35.23 info
Change: +$2.51 (+8%) info
Market Cap: $1.014B info
MCBS
Apr 24, 2026, 4:03 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $31.50
Real-time Price: $35.23 info
Change: +$3.73 (+12%) info
Market Cap: $1.014B info
MCBS
Apr 24, 2026, 4:00 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $31.29
Real-time Price: $35.23 info
Change: +$3.94 (+13%) info
Market Cap: $1.014B info
MCBS
Apr 15, 2026, 4:00 PM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $31.17
Real-time Price: $35.23 info
Change: +$4.06 (+13%) info
Market Cap: $1.014B info
MCBS
Mar 26, 2026, 3:04 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $28.61
Real-time Price: $35.23 info
Change: +$6.62 (+23%) info
Market Cap: $1.014B info
MCBS
Mar 16, 2026, 5:16 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $28.59
Real-time Price: $35.23 info
Change: +$6.64 (+23%) info
Market Cap: $1.014B info
MCBS
Feb 12, 2026, 4:55 PM EST
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $28.88
Real-time Price: $35.23 info
Change: +$6.35 (+22%) info
Market Cap: $1.014B info
MCBS
Jan 30, 2026, 9:57 AM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $27.61
Real-time Price: $35.23 info
Change: +$7.62 (+28%) info
Market Cap: $1.014B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets