Mountain Commerce Bancorp, Inc.

MetroCorp Bancshares, Inc. is a holding company incorporated in Texas in 1998, primarily operating through its subsidiary banks, MetroBank, National Association, and Metro United Bank. The company's headquarters are located at 9600 Bellaire Boulevard, Suite 252, Houston, Texas 77036. MetroBank was organized in 1987. On October 5, 2005, the company acquired Metro United Bank (formerly First United Bank), which has locations in San Diego and Los Angeles, California. The company provides personalized banking services through its branches in niche markets within the Houston, Dallas, San Diego, Los Angeles, and San Francisco metropolitan areas. Historically, it has focused on opening banking offices in areas with large multicultural and Asian concentrations, and plans to continue pursuing opportunities in multicultural markets with significant small and medium-sized business activity. As part of its business development strategy, MetroBank opened representative offices in Xiamen, China, during the fourth quarter of 2006, and Chongqing, China, during the first quarter of 2008. These representative offices do not conduct banking activities but aim to cultivate business relationships with customers who may expand their business in the United States.