Metropolitan Bank Holding Corp.

Metropolitan Commercial Bank is a bank holding company based in New York, New York. Through its wholly owned subsidiary, Metropolitan Commercial Bank, a New York state-chartered commercial bank, the company offers a wide array of business, commercial, and retail banking products and services. Its primary clients include small businesses, middle-market enterprises, public entities, and individuals, mainly within the New York metropolitan area. The bank was founded in 1999 to serve middle-market companies and real estate entrepreneurs whose financial needs were often overlooked by larger institutions. The company provides traditional commercial banking products, corporate cash management, and retail banking services. It also offers customized financial solutions for government entities, municipalities, public institutions, and charter schools. Specialized services include facilitating secure and efficient real estate transactions and tax-deferred exchanges for title and escrow, as well as Section 1031 exchanges. Additionally, the company manages EB-5 Program escrow accounts for foreign investor funds in USCIS-approved job-creating projects. The company uses various deposit gathering strategies to fund operations without a large branch network. These strategies, combined with seven strategically located banking centers, provide a stable source of deposits to fund a diverse loan portfolio.