LCNB CORP

LCNB Corp. is a financial holding company that operates LCNB National Bank, providing banking services across the United States. The bank offers a range of deposit products, including checking and savings accounts, interest-bearing demand and money market deposits, and time certificates. Its lending activities encompass commercial and industrial loans, commercial and residential real estate loans, agricultural loans, construction loans, various consumer loans, and Small Business Administration loans. Residential mortgage loans include those for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. Consumer lending specifically covers automobile, boat, home improvement, and personal loans. Beyond traditional banking, LCNB Corp. provides trust administration, estate settlement, and fiduciary services, alongside investment management for trusts, agency accounts, individual retirement accounts, and foundations/endowments. The company also offers investment services and products such as financial needs analysis, mutual funds, securities trading, annuities, and life insurance, as well as security brokerage services. Additional services for individuals and businesses include safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, and mobile banking. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.