LANDMARK BANCORP INC

Landmark Bancorp, Inc. is a financial holding company incorporated in Delaware in 2001. The company's business primarily consists of owning Landmark National Bank and Landmark Risk Management, Inc., both wholly-owned subsidiaries. As of December 31, 2025, the company had approximately $1.6 billion in consolidated total assets. Headquartered in Manhattan, Kansas, the company operates 29 branch offices in 23 communities across Kansas. In February 2024, it opened a loan production office in Kansas City, Missouri, expanding its geographic presence. Landmark National Bank provides banking services to individuals and businesses primarily within its local communities in Kansas and the Kansas City metropolitan area. These services include commercial, commercial real estate (CRE), agriculture, residential real estate, and consumer lending. The Bank also offers various deposit products such as demand, checking, money market, savings, time deposits, and treasury management services. The company emphasizes diversifying its deposit mix by expanding core deposit accounts like checking, savings, and money market accounts. Landmark Risk Management, Inc., formed in 2017, is a Nevada-based captive insurance company. It provides property and casualty insurance coverage to Landmark Bancorp, Inc. and Landmark National Bank for risks where insurance may not be currently available or economically feasible in the standard insurance market. The Captive is regulated by the State of Nevada and undergoes periodic examinations by the Nevada Division of Insurance. The company's and the Bank's financial results depend mainly on net interest income, and to a lesser extent, on other income from loan servicing fees, customer deposit services, and sales of one-to-four family residential mortgage loans.