Kinsale Capital Group, Inc.

Kinsale is a property and casualty insurance company specializing in the excess and surplus lines (E&S) market across the U.S. The company provides insurance for hard-to-place risks, selling these products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands. Sales are primarily conducted through a network of independent insurance brokers. Kinsale leverages a proprietary technology platform and the expertise of its employees to manage operations efficiently, aiming to quickly collect and analyze data to improve business management and customer response times. The company focuses on generating consistent underwriting profits and managing capital prudently to deliver long-term value for stockholders. For the year ended December 31, 2025, Kinsale's gross written premiums increased by 5.7% to $2.0 billion. The return on equity was 29.3%, and the combined ratio was 75.9% for the same period. The operating return on equity, a non-GAAP financial measure, was 26.4% for the year ended December 31, 2025.