Kentucky First Federal Bancorp

Kentucky First Federal Bancorp is a holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc., providing banking products and services exclusively in Kentucky. The company primarily attracts deposits from the general public and uses these funds to originate residential and consumer loans. Its loan portfolio includes one-to four-family, multi-family, and construction residential real estate loans. It also offers nonresidential real estate loans for commercial office buildings, churches, and other property types. Consumer loans provided include home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured loans. Additionally, the company offers commercial non-mortgage loans. Kentucky First Federal Bancorp was incorporated in 2005, is based in Hazard, Kentucky, and operates as a subsidiary of First Federal MHC.