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Isabella Bank Corporation

corporate_fare Company Profile

Isabella Bank Corporation

ISBA·NASDAQ·Finance·CIK 0000842517

Isabella Bank Corporation is a registered financial holding company incorporated in September 1988 under Michigan law. Its wholly-owned subsidiary, Isabella Bank, operates 31 offices across Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. This region features significant agricultural production, manufacturing, retail, gaming and tourism, and several colleges and universities. Isabella Bank is a community bank providing banking and wealth management services to businesses, institutions, individuals, and their families. The company's lending activities include loans for commercial and agricultural operations, real estate purposes, residential real estate loans, and consumer loans. Lending is primarily limited to local markets, with minimal purchased loans from the secondary market. The company does not fund leveraged buyouts, has no foreign corporate or government loans, and holds limited corporate debt securities. Its lending philosophy aims to limit concentrations to individuals and business segments. Deposit services include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, and ATMs. Additionally, the company offers full-service investment management, trust, and estate services. Isabella Bank Corporation competes with other commercial banks, savings and loan associations, mortgage brokers, finance companies, credit unions, retail brokerage firms, and other financial service providers.

Isabella Bank Corporation (NASDAQ:ISBA) is a publicly traded company in the Finance sector. Wiseek has independently scored 23 items for ISBA at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-10, rated 7/10. Across its 20 most recent items scored 7 or higher, the top rating is 8/10, with 9 rated 8 or above. Recent SEC coverage for ISBA spans 10-Q, S-4, 8-K, 424B5.

Recent high-impact activity:

  • Isabella Bank Q2 Earnings: Flat Net Income as Merger Costs and Credit Deterioration Offset Revenue Gains
  • Isabella Bank Files S-4 for $54.6M Grand River Merger — Sets Shareholder Vote
  • Isabella Bank Establishes $30M At-The-Market Equity Offering Program
  • Isabella Bank Launches $30M At-The-Market Offering to Fund Growth and Acquisitions
  • Isabella Bank Details Grand River Acquisition: $18.3M Cash, 839K Shares

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$78.51M
Net Income
$18.91M
Diluted EPS
$2.56
Op. Cash Flow
$26.82M
Free Cash Flow
$23.34M
Cash & Equivalents
$26.04M
Debt / Equity
0.00×
Net Margin
24.1%
Shares Outstanding
7.32M sh
Source: 10-K · filed 2026-03-13 · accession 0000842517-26-000069

Short Interest & Short Volume

4.80 days to cover

FINRA reported short interest of 316,784 shares in ISBA as of the September 15, 2026 settlement, a 0.7% decrease from the prior period — about 4.8 days to cover at its recent average daily volume. On October 2, 2026, 69.8% of ISBA volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)316,784 shares as of September 15, 2026
Change vs prior period▼ 0.7%
Days to cover4.80 at avg daily volume of 66,063
Daily short volume (FINRA facilities)69.8% of 3,964 shares on October 2, 2026
5-day average short volume56.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for ISBA, detected from its recent SEC filings · based on capital-structure filings through 2026-06-16.

1 recent capital raiseATM program1 shelf registration

Launches $30 Million ATM Program · Capital for Strategic Initiatives

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$38.12
52-week range · as of 2026-08-10 $29.52 – $58.83
Market cap
$290.81M
Volume
25.6K (0.4× avg)
3-mo avg 59.2K
Live data · 2026-10-03 15:28 UTC · Market closed

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feed ISBA - Latest Insights

ISBA
Aug 10, 2026, 11:01 AM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $40.44
Real-time Price: $38.12 info
Change: -$2.32 (-6%) info
Market Cap: $290.813M info
ISBA
Jul 24, 2026, 4:01 PM EDT
Filing Type: S-4
Importance Score:
8
Price at Filing: $36.81
Real-time Price: $38.12 info
Change: +$1.31 (+4%) info
Market Cap: $290.813M info
ISBA
Jun 16, 2026, 9:16 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $41.43
Real-time Price: $38.12 info
Change: -$3.31 (-8%) info
Market Cap: $290.813M info
ISBA
Jun 16, 2026, 9:15 AM EDT
Filing Type: 424B5
Importance Score:
8
Price at Filing: $41.43
Real-time Price: $38.12 info
Change: -$3.31 (-8%) info
Market Cap: $290.813M info
ISBA
Jun 15, 2026, 5:23 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $41.43
Real-time Price: $38.12 info
Change: -$3.31 (-8%) info
Market Cap: $290.813M info
ISBA
Jun 15, 2026, 5:17 PM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $41.43
Real-time Price: $38.12 info
Change: -$3.31 (-8%) info
Market Cap: $290.813M info
ISBA
Jun 15, 2026, 5:17 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $41.43
Real-time Price: $38.12 info
Change: -$3.31 (-8%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 4:52 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $42.05
Real-time Price: $38.12 info
Change: -$3.93 (-9%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 4:51 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $42.05
Real-time Price: $38.12 info
Change: -$3.93 (-9%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 4:49 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $42.05
Real-time Price: $38.12 info
Change: -$3.93 (-9%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 4:49 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $42.05
Real-time Price: $38.12 info
Change: -$3.93 (-9%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 4:45 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $42.05
Real-time Price: $38.12 info
Change: -$3.93 (-9%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 9:25 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $43.24
Real-time Price: $38.12 info
Change: -$5.12 (-12%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 9:23 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $43.24
Real-time Price: $38.12 info
Change: -$5.12 (-12%) info
Market Cap: $290.813M info
ISBA
Jun 12, 2026, 9:17 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $43.24
Real-time Price: $38.12 info
Change: -$5.12 (-12%) info
Market Cap: $290.813M info
ISBA
May 06, 2026, 2:49 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $40.60
Real-time Price: $38.12 info
Change: -$2.48 (-6%) info
Market Cap: $290.813M info
ISBA
Apr 23, 2026, 8:33 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $46.45
Real-time Price: $38.12 info
Change: -$8.33 (-18%) info
Market Cap: $290.813M info
ISBA
Apr 16, 2026, 4:01 PM EDT
Filing Type: S-3
Importance Score:
7
Price at Filing: $49.37
Real-time Price: $38.12 info
Change: -$11.25 (-23%) info
Market Cap: $290.813M info
ISBA
Mar 25, 2026, 4:23 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $45.21
Real-time Price: $38.12 info
Change: -$7.09 (-16%) info
Market Cap: $290.813M info
ISBA
Mar 23, 2026, 4:30 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $45.75
Real-time Price: $38.12 info
Change: -$7.63 (-17%) info
Market Cap: $290.813M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets