IDT CORPORATION

IDT is a provider of fintech and communications solutions for specific underserved consumer and business-to-business markets. The company's key businesses include National Retail Solutions (NRS), BOSS Money, net2phone, and IDT Digital Payments. NRS operates a point-of-sale (POS) terminal-based platform for independent retailers in the United States, such as convenience stores, bodegas, liquor, small-format grocery, and tobacco stores. NRS provides integrated POS hardware and software solutions and payment processing for credit, debit, and electronic benefit transfer payments. Its network of customer-facing screens and transaction data offers advertisers reach into urban, multi-cultural consumer markets across the United States. BOSS Money offers fintech-based cross-border money transfers from customers in the United States to 50 destination countries in Latin America and the Caribbean, Africa, Europe, and Asia. Transactions are primarily initiated through its digital channel, including the BOSS Money and BOSS Revolution apps, and through its nationwide network of licensed BOSS Money retail agents who accept cash payments. net2phone provides businesses with AI-powered communications solutions, including unified communications as a service (UCaaS), contact center as a service (CCaaS), and autonomous agentic solutions like net2phone Coach and net2phone AI Agent. net2phone's services are available worldwide, with a focus on North and South America. IDT Digital Payments offers prepaid digital products, including mobile airtime top-up, mobile data bundles, digital gift cards, and eSIMs, directly to consumers through BOSS' retail and digital channels.