Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc. is an insurance holding company that provides personal and commercial residential insurance. Its insurance subsidiaries include Heritage Property & Casualty Insurance Company, Zephyr Insurance Company, and Narragansett Bay Insurance Company. The company also operates Heritage MGA, LLC, a managing general agent; Contractors' Alliance Network, LLC, its vendor network manager; and Osprey Re Ltd., its reinsurance subsidiary. Other subsidiaries include Heritage Insurance Claims, LLC, Zephyr Acquisition Company, NBIC Holdings, Inc., and NBIC Service Company. The company currently offers its primary products in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Heritage Insurance Holdings, Inc. conducts its operations as a single reporting and operating segment focused on residential property insurance. The consolidated financial statements include Heritage Insurance Holdings, Inc. and its wholly-owned subsidiaries, with all intercompany accounts and transactions eliminated.