Happen, Inc.

Happen, Inc. operates as a bank holding company providing financial and lending services. The company offers deposit products, including savings accounts, checking accounts, and certificates of deposit. Its consumer loan products encompass unsecured loans, fixed-rate and fixed-term loans, secured auto refinance loans, and personal loans for credit card refinancing and debt consolidation. Happen, Inc. also provides financing for health and wellness, home improvement, retail services, and large expenses. For commercial clients, the company offers small business loans and SBA loans. Additionally, Happen, Inc. operates a lending marketplace platform. It serves both individual consumers and small businesses. Incorporated in 2006, the company is headquartered in San Francisco, California. Happen, Inc. was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026.