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Happen, Inc.

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Happen, Inc.

HAPN·NASDAQ·Finance·CIK 0001409970

Happen, Inc. operates as a bank holding company providing financial and lending services. The company offers deposit products, including savings accounts, checking accounts, and certificates of deposit. Its consumer loan products encompass unsecured loans, fixed-rate and fixed-term loans, secured auto refinance loans, and personal loans for credit card refinancing and debt consolidation. Happen, Inc. also provides financing for health and wellness, home improvement, retail services, and large expenses. For commercial clients, the company offers small business loans and SBA loans. Additionally, Happen, Inc. operates a lending marketplace platform. It serves both individual consumers and small businesses. Incorporated in 2006, the company is headquartered in San Francisco, California. Happen, Inc. was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026.

Happen, Inc. (NASDAQ:HAPN) is a publicly traded company in the Finance sector. Wiseek has independently scored 3 items for HAPN at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-30, rated 8/10. Across its 3 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for HAPN spans 10-Q, 8-K.

Recent high-impact activity:

  • Happen Q2 Earnings Surge: Net Income Up 52% to $58M on 29% Origination Growth
  • Happen Q2 EPS Surges 52% on 29% Origination Growth, Raises Full-Year Outlook
  • Happen Posts Record Q2: $0.50 EPS, 29% Origination Growth, and a Higher Full-Year Outlook

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$998.85M
Net Income
$135.68M
Diluted EPS
$1.16
Op. Cash Flow
-$2.73B
Free Cash Flow
-$2.87B
Cash & Equivalents
$930.44M
Total Debt
$0
Debt / Equity
0.00×
Net Margin
13.6%
Shares Outstanding
115.37M sh
Source: 10-K · filed 2026-02-12 · accession 0001409970-26-000018

Short Interest & Short Volume

5.29 days to cover

FINRA reported short interest of 6,356,690 shares in HAPN as of the September 15, 2026 settlement, a 10.7% increase from the prior period — about 5.3 days to cover at its recent average daily volume. On October 2, 2026, 55.4% of HAPN volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)6,356,690 shares as of September 15, 2026
Change vs prior period▲ 10.7%
Days to cover5.29 at avg daily volume of 1,201,412
Daily short volume (FINRA facilities)55.4% of 442,541 shares on October 2, 2026
5-day average short volume62.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$15.38
52-week range · as of 2026-07-30 $13.05 – $21.67
Market cap
$1.77B
Volume
1.7M (1.2× avg)
3-mo avg 1.4M
Live data · 2026-10-04 06:02 UTC · Market closed

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feed HAPN - Latest Insights

HAPN
Jul 30, 2026, 4:21 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $19.33
Real-time Price: $15.38 info
Change: -$3.95 (-20%) info
Market Cap: $1.775B info
HAPN
Jul 27, 2026, 4:17 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $19.90
Real-time Price: $15.38 info
Change: -$4.52 (-23%) info
Market Cap: $1.775B info
HAPN
Jul 27, 2026, 4:12 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $20.13
Real-time Price: $15.38 info
Change: -$4.75 (-24%) info
Market Cap: $1.775B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets