GREENE COUNTY BANCORP INC

Greene County Bancorp, Inc. operates as a federally chartered holding company for the Bank of Greene County, a federally chartered savings bank. The company was organized in December 1998 to act as the holding company for the Bank of Greene County (formerly Greene County Savings Bank). In 2001, Greene County Bancorp, Inc. converted its charter from a Delaware corporation to a federal corporation. Since July 2011, the company has been regulated by the Federal Reserve Board. Greene County Bancorp, MHC, a mutual holding company formed in December 1998, owns 54.1% of the issued and outstanding common stock of Greene County Bancorp, Inc. The remaining shares are held by public stockholders and the Bank of Greene County's Employee Stock Ownership Plan. Greene County Bancorp, MHC is regulated by the Federal Reserve Board and primarily holds Greene County Bancorp, Inc.'s common stock and invests its liquid assets. As of June 30, 2025, Greene County Bancorp, Inc.'s assets primarily consisted of its investment in the Bank of Greene County, cash, and securities. On this date, 7,808,300 shares of Greene County Bancorp, Inc.'s common stock, with a par value of $0.10 per share, were publicly held (including by executive officers and directors), 195,852 shares were held as Treasury stock, and 9,218,528 shares were held by Greene County Bancorp, MHC.