GERMAN AMERICAN BANCORP, INC.

German American Bancorp, Inc. is a financial holding company based in Jasper, Indiana, listed on Nasdaq under the symbol GABC. The company primarily operates through its banking subsidiary, German American Bank, which manages 94 banking offices. These offices are located across central and southern Indiana, northern, central, and western Kentucky, and central and southwest Ohio. In Columbus, Ohio, and Greater Cincinnati, the company operates as Heartland Bank, a Division of German American Bank. Additionally, German American Bancorp owns an investment brokerage subsidiary, German American Investment Services, Inc. The company's business lines include retail and commercial banking, and wealth management services. Its retail and commercial banking activities involve attracting deposits and using these funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, mainly within its local markets. This also includes selling residential mortgage loans in the secondary market. Wealth management services encompass trust, investment advisory, brokerage, and retirement planning services for customers. Substantially all of the company's revenues and assets are derived from and located in the United States.