FNB CORP

FNB is a Pennsylvania corporation, operating as a bank holding company and a financial holding company, in business through its subsidiaries since 1864. Headquartered at 626 Washington Place, Pittsburgh, Pennsylvania 15219, FNB provides a full range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses in its market areas. Its largest subsidiary is FNBPA. The company's strategy focuses on delivering consumer- and commercial-based financial services tailored to local market needs, while maintaining centralized operations, support, and risk functions like loan operations, treasury, and enterprise risk management. As of December 31, 2025, FNB has three reportable business segments: Community Banking, Wealth Management, and Insurance. Other operations are described separately. As of December 31, 2025, FNB operates 355 Community Banking branches across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. As of December 31, 2025, the company reported total assets of $50 billion, loans of $35 billion, and deposits of $39 billion.