Freddie Mac

Federal Home Loan Mortgage Corporation operates in the secondary mortgage market within the United States. The company is structured into two segments: Single-Family and Multifamily. The Single-Family segment is responsible for purchasing, securitizing, and guaranteeing single-family loans. It also manages the credit and market risk associated with single-family mortgages, oversees a portfolio of mortgage-related investments, handles single-family securitization activities, and performs treasury functions. This segment serves a diverse client base including mortgage banking companies, commercial banks, regional banks, community banks, credit unions, HFAs, savings institutions, and non-depository institutions. The Multifamily segment focuses on purchasing, securitizing, and guaranteeing multifamily loans. It issues multifamily K certificates, manages multifamily mortgage credit and market risk, and invests in multifamily loans and mortgage-related securities. This segment serves banks and other depository institutions, insurance companies, money managers, central banks, pension funds, state and local governments, REITs, non-depository institutions, and brokers and dealers. Federal Home Loan Mortgage Corporation was incorporated in 1970 and is headquartered in McLean, Virginia.