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Farmers & Merchants Bancorp

corporate_fare Company Profile

Farmers & Merchants Bancorp

FMCB·OTC·Finance·CIK 0001085913

Farmers & Merchants Bancorp (FMCB) is a Delaware-registered bank holding company organized in 1999. FMCB's primary business is to serve as a holding company for Farmers & Merchants Bank of Central California (F&M Bank) and other banking or banking-related subsidiaries. The company operates all financial service activities through its wholly-owned banking subsidiary, F&M Bank, which was organized in 1916. F&M Bank is a California state-chartered bank. FMCB's main source of funds is dividends and other funds received from F&M Bank. As of December 31, 2025, the company had 697,904 shares of common stock, $0.01 par value, outstanding, with no preferred stock issued or outstanding. F&M Bank has two wholly-owned subsidiaries: Farmers & Merchants Investment Corporation and Farmers/Merchants Corporation. As of December 31, 2025, Farmers & Merchants Investment Corporation was dormant. Farmers/Merchants Corporation acts as a trustee on deeds of trust originated by F&M Bank. The deposit accounts at F&M Bank are insured under the Federal Deposit Insurance Act up to applicable limits.

Farmers & Merchants Bancorp (OTC:FMCB) is a publicly traded company in the Finance sector. Wiseek has independently scored 12 items for FMCB at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-06, rated 7/10. Across its 12 most recent items scored 7 or higher, the top rating is 9/10, with 4 rated 8 or above. Recent SEC coverage for FMCB spans 10-Q, 8-K, 10-K.

Recent high-impact activity:

  • Farmers & Merchants Bancorp Reports Strong Q2 2026 Earnings with Increased Net Income and EPS
  • Mid-Year Investor Presentation from Farmers & Merchants Bancorp Showcases Record Q2 Earnings and Robust Capital Strength
  • Farmers & Merchants Bancorp Posts Record Q2 2026 Earnings, EPS Climbs 10.5%
  • Record Q2 Net Income of $24.7M, EPS Up 10.5% at Farmers & Merchants Bancorp
  • Farmers & Merchants Bancorp Increases Quarterly Dividend by 4.9% to $5.35/Share, Extending 61-Year Streak

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$242.79M
Net Income
$93.61M
Diluted EPS
$133.96
Op. Cash Flow
$104.19M
Free Cash Flow
$96.62M
Cash & Equivalents
$144.86M
Debt / Equity
0.00×
Net Margin
38.6%
Shares Outstanding
697.9K sh
Source: 10-K · filed 2026-03-13 · accession 0001140361-26-009383

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 34 shares in FMCB as of the September 15, 2026 settlement, unchanged from the prior period — about 1.0 days to cover at its recent average daily volume. On October 2, 2026, 13.9% of FMCB volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)34 shares as of September 15, 2026
Change vs prior period 0.0%
Days to cover1.00 at avg daily volume of 354
Daily short volume (FINRA facilities)13.9% of 380 shares on October 2, 2026
4-day average short volume49.1%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$1470 -20.00% today
52-week range · as of 2026-08-06 $985.25 – $1470
Market cap
$1.02B
Volume
380 (1.8× avg)
3-mo avg 212.9
Live data · 2026-10-05 04:24 UTC · Market overnight

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feed FMCB - Latest Insights

FMCB
Aug 06, 2026, 6:12 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $1,385.00
Real-time Price: $1,470.00 info
Change: +$85.00 (+6%) info
Market Cap: $1.017B info
FMCB
Jul 23, 2026, 2:45 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1,351.60
Real-time Price: $1,470.00 info
Change: +$118.40 (+9%) info
Market Cap: $1.017B info
FMCB
Jul 20, 2026, 4:30 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1,345.00
Real-time Price: $1,470.00 info
Change: +$125.00 (+9%) info
Market Cap: $1.017B info
FMCB
Jul 20, 2026, 4:30 PM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $1,345.00
Real-time Price: $1,470.00 info
Change: +$125.00 (+9%) info
Market Cap: $1.017B info
FMCB
May 12, 2026, 4:35 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1,315.00
Real-time Price: $1,470.00 info
Change: +$155.00 (+12%) info
Market Cap: $1.017B info
FMCB
May 08, 2026, 4:36 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $1,315.00
Real-time Price: $1,470.00 info
Change: +$155.00 (+12%) info
Market Cap: $1.017B info
FMCB
May 08, 2026, 4:31 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $1,315.00
Real-time Price: $1,470.00 info
Change: +$155.00 (+12%) info
Market Cap: $1.017B info
FMCB
Apr 22, 2026, 7:11 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1,226.00
Real-time Price: $1,470.00 info
Change: +$244.00 (+20%) info
Market Cap: $1.017B info
FMCB
Apr 20, 2026, 4:30 PM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $1,211.11
Real-time Price: $1,470.00 info
Change: +$258.89 (+21%) info
Market Cap: $1.017B info
FMCB
Mar 13, 2026, 3:58 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $1,125.00
Real-time Price: $1,470.00 info
Change: +$345.00 (+31%) info
Market Cap: $1.017B info
FMCB
Feb 12, 2026, 4:47 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1,187.00
Real-time Price: $1,470.00 info
Change: +$283.00 (+24%) info
Market Cap: $1.017B info
FMCB
Feb 02, 2026, 4:52 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $1,150.00
Real-time Price: $1,470.00 info
Change: +$320.00 (+28%) info
Market Cap: $1.017B info
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