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F&M Bank Corp.

corporate_fare Company Profile

F&M Bank Corp.

FMBM·OTC·Finance·CIK 0000740806

F & M Bank Corp. is a one-bank holding company incorporated in Virginia in 1983. The company owns 100% of its banking subsidiary, Farmers & Merchants Bank, and VSTitle, LLC. VBS Mortgage, LLC, which operates as F&M Mortgage, is a wholly owned subsidiary of the Bank; its operations, assets, and liabilities were transferred to the Bank effective May 15, 2025. Farmers & Merchants Financial Services, Inc. was dissolved effective April 25, 2024, with its legal existence terminated on June 7, 2024, and its operations, assets, and liabilities were transferred to the Bank. The Company and Bank headquarters are in Timberville, Virginia, with primary operations in the Shenandoah Valley of Virginia. The Bank, chartered on April 15, 1908, offers commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking, ATMs, and courier services for commercial customers. It also originates conventional and government agency sponsored mortgages for sale in the secondary market and holds a portfolio of residential mortgages and indirect auto loans. VSTitle, LLC provides title insurance services to customers in its market area and to the Bank. The local economy is diverse, with strong employment in agricultural, manufacturing, service, and governmental sectors.

F&M Bank Corp. (OTC:FMBM) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for FMBM at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-30, rated 7/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 4 rated 8 or above. Recent SEC coverage for FMBM spans 8-K, 10-K, 4.

Recent high-impact activity:

  • F&M Bank Corp. Q2 2026 Earnings: Net Income Jumps 81% to $5.37M, NIM Reaches 3.79%
  • F&M Bank Restructures Bond Portfolio, Lifts EPS by $0.21 Annually
  • F&M Bank Restructures Bond Portfolio, Expects $0.21 EPS Boost
  • F&M Bank Corp. Records $3.8M After-Tax Gain from Asset Sale, Boosting Book Value and Strategic Growth Plans
  • F&M Bank Corp. Reports Strong Q1 2026 Earnings with 31.3% Net Income Growth and Improved Asset Quality

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$52.7M
Net Income
$11.23M
Diluted EPS
$3.16
Op. Cash Flow
$16.5M
Free Cash Flow
$15.78M
Cash & Equivalents
$68.85M
Total Debt
$9.92M
Debt / Equity
0.09×
Net Margin
21.3%
Shares Outstanding
3.56M sh
Source: 10-K · filed 2026-03-27 · accession 0001654954-26-002891

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 507 shares in FMBM as of the September 15, 2026 settlement, a 44.0% increase from the prior period — about 1.0 days to cover at its recent average daily volume. On October 2, 2026, 22.7% of FMBM volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)507 shares as of September 15, 2026
Change vs prior period▲ 44.0%
Days to cover1.00 at avg daily volume of 4,976
Daily short volume (FINRA facilities)22.7% of 880 shares on October 2, 2026
5-day average short volume35.6%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$40.93 +0.45% today
52-week range · as of 2026-07-30 $19.2 – $40.93
Market cap
$146.8M
Volume
880 (0.2× avg)
3-mo avg 3.8K
Live data · 2026-10-05 02:49 UTC · Market closed

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feed FMBM - Latest Insights

FMBM
Jul 30, 2026, 2:25 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $40.00
Real-time Price: $40.93 info
Change: +$0.930 (+2%) info
Market Cap: $146.805M info
FMBM
Jul 14, 2026, 1:53 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $38.40
Real-time Price: $40.93 info
Change: +$2.53 (+7%) info
Market Cap: $146.805M info
FMBM
Jul 14, 2026, 1:46 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $38.40
Real-time Price: $40.93 info
Change: +$2.53 (+7%) info
Market Cap: $146.805M info
FMBM
May 05, 2026, 9:50 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $33.00
Real-time Price: $40.93 info
Change: +$7.93 (+24%) info
Market Cap: $146.805M info
FMBM
Apr 29, 2026, 12:51 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $31.48
Real-time Price: $40.93 info
Change: +$9.45 (+30%) info
Market Cap: $146.805M info
FMBM
Mar 27, 2026, 4:21 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $30.40
Real-time Price: $40.93 info
Change: +$10.53 (+35%) info
Market Cap: $146.805M info
FMBM
Mar 23, 2026, 5:41 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $30.60
Real-time Price: $40.93 info
Change: +$10.33 (+34%) info
Market Cap: $146.805M info
FMBM
Feb 02, 2026, 10:26 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $30.56
Real-time Price: $40.93 info
Change: +$10.37 (+34%) info
Market Cap: $146.805M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets