Farmers and Merchants Bank

Farmers and Merchants Bank provides a range of banking products and services to individuals, professionals, and small to medium-sized businesses. The bank operates across Los Angeles, Orange, and Santa Barbara Counties in the United States. Its deposit offerings include checking, savings, Christmas club savings, health savings, market rate savings, money market accounts, demand and time deposits, certificates of deposit accounts, youth accounts, and individual retirement accounts. For lending, Farmers and Merchants Bank offers personal home loans, commercial real estate loans, real estate and construction loans, commercial business loans, equipment loans, and Small Business Administration loans. It also provides lines of credit and loans secured by inventory and receivables. The bank finances residential loans, including single-family and multifamily loans, and issues credit and debit cards. Beyond traditional banking, the company delivers treasury management services, encompassing account management, receivables and payables, and risk management services. It also specializes in commercial and industrial lending services, faith-based banking services, and healthcare banking services. Digital banking services are available, featuring online and mobile banking, cash management features, send money, automated clearing house (ACH), direct connect, credit score monitoring, and bank-by-text services. Farmers and Merchants Bank was established in 1907 and is headquartered in Long Beach, California.