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Flagstar Bank, National Association

corporate_fare Company Profile

Flagstar Bank, National Association

FLG·NYSE·Finance·CIK 0000910073

Flagstar Bank, National Association, is a national banking association headquartered in Hicksville, New York. As of December 31, 2025, the Bank had $87.5 billion of assets, $61.0 billion of loans, deposits of $66.0 billion, and total stockholders' equity of $8.1 billion. The Bank became public in 1993 and has expanded through organic growth and mergers and acquisitions. Flagstar operates in a single reportable segment, which is also its sole reporting unit. Effective October 17, 2025, the Bank became the successor reporting company to Flagstar Financial, Inc., its former holding company, following an internal corporate reorganization. This reorganization eliminated the Bank's holding company structure by merging Flagstar Financial into the Bank, with the Bank continuing as the surviving entity. In connection with this merger, outstanding shares of Flagstar Financial's common stock and Series A preferred stock were converted into an equivalent number of shares of the Bank's common stock and Series A preferred stock. Flagstar Financial's Series B and Series D preferred stock were also converted into non-voting equity securities of the Bank, substantially identical to the original Series B and Series D preferred stock, to comply with legal or governmental approval requirements for common stock ownership.

Flagstar Bank, National Association (NYSE:FLG) is a publicly traded company in the Finance sector. Wiseek has independently scored 13 items for FLG at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-06, rated 8/10. Across its 13 most recent items scored 7 or higher, the top rating is 9/10, with 8 rated 8 or above. Recent SEC coverage for FLG spans 10-Q, 8-K, DEF 14A, 10-K.

Recent high-impact activity:

  • Flagstar Q2 2026: Net Income Doubles to $34M as Credit Trends Improve and CEO Contract Is Extended
  • Flagstar Launches $250M Buyback, Signaling Confidence After Turnaround
  • Flagstar Bank Posts Q2 2026 Profit, Unveils $250M Buyback, and Lifts Guidance
  • Shareholders Approve 12 Million Share Increase for Incentive Plan
  • Flagstar Bank Extends CEO Otting's Term, Appoints Co-Presidents, and Restructures Executive Leadership

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.06B
Net Income
-$177M
Diluted EPS
-$0.50
Op. Cash Flow
-$181M
Cash & Equivalents
$5.98B
Total Debt
$12.18B
Debt / Equity
1.50×
Net Margin
-8.6%
Shares Outstanding
415.98M sh
Source: 10-K · filed 2026-02-27 · accession 0000910073-26-000025

Short Interest & Short Volume

10.02 days to cover

FINRA reported short interest of 39,795,826 shares in FLG as of the September 15, 2026 settlement, a 5.9% increase from the prior period — about 10.0 days to cover at its recent average daily volume. On October 2, 2026, 58.3% of FLG volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)39,795,826 shares as of September 15, 2026
Change vs prior period▲ 5.9%
Days to cover10.02 at avg daily volume of 3,971,575
Daily short volume (FINRA facilities)58.3% of 1,429,850 shares on October 2, 2026
5-day average short volume62.5%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for FLG, detected from its recent SEC filings · based on capital-structure filings through 2026-04-30.

Proposed Equity Incentive Plan Amendment · Potential Dilution

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$11.7
52-week range · as of 2026-08-06 $10.57 – $15.44
Market cap
$4.86B
Volume
4.5M (1.0× avg)
3-mo avg 4.7M
Live data · 2026-10-05 02:49 UTC · Market closed

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feed FLG - Latest Insights

FLG
Aug 06, 2026, 4:08 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $14.16
Real-time Price: $11.70 info
Change: -$2.46 (-17%) info
Market Cap: $4.857B info
FLG
Jul 24, 2026, 6:19 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $14.71
Real-time Price: $11.70 info
Change: -$3.01 (-20%) info
Market Cap: $4.857B info
FLG
Jul 24, 2026, 6:08 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.81
Real-time Price: $11.70 info
Change: -$3.11 (-21%) info
Market Cap: $4.857B info
FLG
Jun 11, 2026, 4:03 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $14.54
Real-time Price: $11.70 info
Change: -$2.84 (-20%) info
Market Cap: $4.857B info
FLG
May 18, 2026, 5:00 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $13.51
Real-time Price: $11.70 info
Change: -$1.81 (-13%) info
Market Cap: $4.857B info
FLG
May 07, 2026, 4:24 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $14.30
Real-time Price: $11.70 info
Change: -$2.60 (-18%) info
Market Cap: $4.857B info
FLG
Apr 30, 2026, 1:12 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $13.94
Real-time Price: $11.70 info
Change: -$2.24 (-16%) info
Market Cap: $4.857B info
FLG
Apr 24, 2026, 6:02 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.19
Real-time Price: $11.70 info
Change: -$2.49 (-18%) info
Market Cap: $4.857B info
FLG
Apr 24, 2026, 6:00 AM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $14.19
Real-time Price: $11.70 info
Change: -$2.49 (-18%) info
Market Cap: $4.857B info
FLG
Mar 16, 2026, 8:30 AM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $12.36
Real-time Price: $11.70 info
Change: -$0.660 (-5%) info
Market Cap: $4.857B info
FLG
Feb 27, 2026, 5:03 PM EST
Filing Type: 10-K
Importance Score:
9
Price at Filing: $12.70
Real-time Price: $11.70 info
Change: -$1.00 (-8%) info
Market Cap: $4.857B info
FLG
Jan 30, 2026, 6:02 AM EST
Filing Type: 8-K
Importance Score:
9
Price at Filing: $14.01
Real-time Price: $11.70 info
Change: -$2.31 (-16%) info
Market Cap: $4.857B info
FLG
Jan 30, 2026, 6:01 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.01
Real-time Price: $11.70 info
Change: -$2.31 (-16%) info
Market Cap: $4.857B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets