FIRST KEYSTONE CORP

General First Keystone Corporation is a Pennsylvania business corporation and a bank holding company that primarily manages and supervises its wholly-owned subsidiary, First Keystone Community Bank. The Corporation was incorporated on July 6, 1983, and began operations on July 2, 1984, after acquiring First National Bank of Berwick, the predecessor to First Keystone Community Bank. The Corporation's main source of income has been dividends paid by the Bank. For the years ended December 31, 2025, and 2024, over 100% of the Corporation's revenue and profit came from its commercial bank subsidiary, with community banking being its sole reportable segment. First Keystone Community Bank, originally organized in 1864, converted on October 1, 2010, from a national banking association to a Pennsylvania chartered commercial bank and trust company. The Bank's major lines of business are commercial banking operations and a trust department. Its deposits are insured by the FDIC. At December 31, 2025, the Corporation reported total consolidated assets of approximately $1.5 billion, deposits of $1.1 billion, and stockholders' equity of $115 million. The Bank is also a member of the Federal Home Loan Bank of Pittsburgh.