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Finwise Bancorp

corporate_fare Company Profile

Finwise Bancorp

FINW·NASDAQ·Finance·CIK 0001856365

FinWise Bancorp is a Utah bank holding company based in Murray, Utah, operating through its wholly-owned subsidiary, FinWise Bank, a Utah state-chartered bank. The company conducts its business through three reportable segments: traditional banking, banking as a service ("BaaS"), and treasury & administration. FinWise Bancorp operates one full-service banking location in Sandy, Utah, and is a nationwide lender to consumers and small businesses. The company leverages strategic relationships, proprietary loan origination systems, and data analytics technology to expand its reach. As a technology-focused bank, it utilizes technology-oriented loan origination platforms in its Strategic Programs, SBA lending, Residential & Owner Occupied Commercial Real Estate, and Equipment Financing business lines, and has deployed in-house technology for loan and deposit solutions. Formed in 2002, the company acquired Utah Community Bank, founded in 1999, which focused on real estate lending in the Salt Lake City, Utah metropolitan statistical area ("MSA"). FinWise Bancorp also holds a 20% membership interest in BFG, a Connecticut limited liability company, which is a nationally significant referral source for SBA loans and a legal lending facilitator. The company originates, sells, or holds loans in four main lending areas: nationwide Strategic Programs, a multi-state SBA 7(a) lending program, residential and owner occupied commercial real estate lending, and multi-state equipment financing.

Finwise Bancorp (NASDAQ:FINW) is a publicly traded company in the Finance sector. Wiseek has independently scored 17 items for FINW at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-12, rated 7/10. Across its 17 most recent items scored 7 or higher, the top rating is 8/10, with 11 rated 8 or above. Recent SEC coverage for FINW spans 10-Q, 8-K, DEFA14A, DEF 14A.

Recent high-impact activity:

  • FinWise Q2 2026 10-Q: Credit Costs Surge, But Credit Enhancement Cushions Losses
  • FinWise Q2 Profit Drops on Higher Loan Loss Provisions; Guides for $4M Integration Costs
  • Finwise Bancorp Q2 Earnings: Net Income Falls 48% as Credit Provisions Surge
  • FinWise Brings Credit Card Tech In-House with Tallied Platform Acquisition
  • FinWise Acquires Tallied Platform, Bringing Credit Card Issuing In-House

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$130.67M
Net Income
$16.09M
Diluted EPS
$1.13
Op. Cash Flow
-$28.42M
Free Cash Flow
-$28.64M
Cash & Equivalents
$163.4M
Debt / Equity
0.00×
Net Margin
12.3%
Shares Outstanding
13.66M sh
Source: 10-K · filed 2026-03-21 · accession 0001856365-26-000006

Short Interest & Short Volume

4.58 days to cover

FINRA reported short interest of 141,498 shares in FINW as of the September 15, 2026 settlement, a 2.3% decrease from the prior period — about 4.6 days to cover at its recent average daily volume. On October 2, 2026, 37.1% of FINW volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)141,498 shares as of September 15, 2026
Change vs prior period▼ 2.3%
Days to cover4.58 at avg daily volume of 30,890
Daily short volume (FINRA facilities)37.1% of 5,215 shares on October 2, 2026
5-day average short volume41.1%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$11.17
52-week range · as of 2026-08-12 $11.17 – $22.49
Market cap
$155.07M
Volume
17.9K (0.5× avg)
3-mo avg 33.5K
Live data · 2026-10-04 15:41 UTC · Market closed

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feed FINW - Latest Insights

FINW
Aug 12, 2026, 4:44 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $13.94
Real-time Price: $11.17 info
Change: -$2.77 (-20%) info
Market Cap: $155.07M info
FINW
Jul 29, 2026, 4:36 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $14.10
Real-time Price: $11.17 info
Change: -$2.93 (-21%) info
Market Cap: $155.07M info
FINW
Jul 29, 2026, 4:17 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.10
Real-time Price: $11.17 info
Change: -$2.93 (-21%) info
Market Cap: $155.07M info
FINW
Jul 20, 2026, 4:16 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $13.65
Real-time Price: $11.17 info
Change: -$2.48 (-18%) info
Market Cap: $155.07M info
FINW
Jul 20, 2026, 4:15 PM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $13.65
Real-time Price: $11.17 info
Change: -$2.48 (-18%) info
Market Cap: $155.07M info
FINW
Jun 25, 2026, 4:13 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $14.55
Real-time Price: $11.17 info
Change: -$3.38 (-23%) info
Market Cap: $155.07M info
FINW
May 21, 2026, 8:27 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $13.67
Real-time Price: $11.17 info
Change: -$2.50 (-18%) info
Market Cap: $155.07M info
FINW
May 21, 2026, 7:15 AM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $13.67
Real-time Price: $11.17 info
Change: -$2.50 (-18%) info
Market Cap: $155.07M info
FINW
May 12, 2026, 4:40 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $12.98
Real-time Price: $11.17 info
Change: -$1.81 (-14%) info
Market Cap: $155.07M info
FINW
Apr 30, 2026, 4:15 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $15.25
Real-time Price: $11.17 info
Change: -$4.08 (-27%) info
Market Cap: $155.07M info
FINW
Apr 28, 2026, 4:07 PM EDT
Filing Type: DEFA14A
Importance Score:
8
Price at Filing: $16.13
Real-time Price: $11.17 info
Change: -$4.96 (-31%) info
Market Cap: $155.07M info
FINW
Apr 28, 2026, 4:06 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $16.13
Real-time Price: $11.17 info
Change: -$4.96 (-31%) info
Market Cap: $155.07M info
FINW
Apr 14, 2026, 4:18 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $16.29
Real-time Price: $11.17 info
Change: -$5.12 (-31%) info
Market Cap: $155.07M info
FINW
Apr 08, 2026, 9:17 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $15.95
Real-time Price: $11.17 info
Change: -$4.78 (-30%) info
Market Cap: $155.07M info
FINW
Mar 23, 2026, 6:05 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $15.29
Real-time Price: $11.17 info
Change: -$4.12 (-27%) info
Market Cap: $155.07M info
FINW
Mar 20, 2026, 8:06 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $15.29
Real-time Price: $11.17 info
Change: -$4.12 (-27%) info
Market Cap: $155.07M info
FINW
Jan 29, 2026, 4:20 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $18.45
Real-time Price: $11.17 info
Change: -$7.28 (-39%) info
Market Cap: $155.07M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets