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First Financial Bancorp

corporate_fare Company Profile

First Financial Bancorp

FFBC·NASDAQ·Finance·CIK 0000708955

First Financial Bancorp. is a mid-sized, regional bank holding company headquartered in Cincinnati, Ohio, formed in 1982. It operates in commercial banking and other banking and banking-related activities through its wholly-owned subsidiary, First Financial Bank, which was founded in 1863. Effective December 30, 2016, the Bank converted its charter to an Ohio state chartered bank. First Financial provides a range of banking services to individuals and businesses. These include commercial lending, real estate lending, and consumer financing. Real estate loans are secured by mortgage liens on residential property (one to four family residential housing units) or commercial property (owner-occupied and/or investor income producing real estate, such as apartments, shopping centers, or office buildings). Commercial and industrial loans are provided to various businesses for purposes such as inventory, receivables, and equipment, addressing both shorter-term working capital needs and long-term financing. The company also offers deposit products, including interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for retail and commercial customers. Additionally, First Financial provides a full range of trust and wealth management services through its Wealth Management line of business. Lease and equipment financing are offered primarily through its wholly-owned subsidiary, Summit Funding Group, Inc.

First Financial Bancorp (NASDAQ:FFBC) is a publicly traded company in the Finance sector. Wiseek monitors FFBC SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Record Adjusted EPS of $0.80 and Finward Acquisition Update Highlight First Financial Bancorp's Quarter
  • Finward Deal Seen 5% Accretive With 0.6-Year Earnback
  • First Financial Bancorp to Acquire Finward Bancorp in $208M All-Stock Deal; Reports Record Q2 Earnings
  • Record Adjusted EPS of $0.80, Dividend Hike, and Finward Bancorp Acquisition
  • Shareholders Approve 2026 Stock Plan, Authorizing 3.85 Million Shares for Equity Awards

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$899.48M
Net Income
$255.6M
Diluted EPS
$2.66
Op. Cash Flow
$337.86M
Free Cash Flow
$317.1M
Cash & Equivalents
$178.55M
Total Debt
$1.19B
Debt / Equity
0.43×
Net Margin
28.4%
Shares Outstanding
95.28M sh
Source: 10-K · filed 2026-02-19 · accession 0000708955-26-000028

Dilution Risk

Low risk

Filing-implied dilution signals for FFBC, detected from its recent SEC filings.

1 shelf registration

Shares Registered for Resale · Significant Potential Overhang

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$33.79
52-week range · as of 2026-07-27 $23.06 – $36.24
Market cap
$3.55B
Volume
1.1M (0.9× avg)
3-mo avg 1.3M
Live data · 2026-07-28 21:52 UTC · After hours

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feed FFBC - Latest Insights

FFBC
Jul 27, 2026, 4:16 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $33.58
Real-time Price: $33.79 info
Change: +$0.210 (+0.63%) info
Market Cap: $3.546B info
FFBC
Jul 21, 2026, 5:22 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $34.85
Real-time Price: $33.79 info
Change: -$1.06 (-3%) info
Market Cap: $3.546B info
FFBC
Jul 21, 2026, 4:30 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $35.67
Real-time Price: $33.79 info
Change: -$1.88 (-5%) info
Market Cap: $3.546B info
FFBC
Jul 21, 2026, 4:30 PM EDT
Source: PR Newswire
Importance Score:
9
Price at Filing: $35.67
Real-time Price: $33.79 info
Change: -$1.88 (-5%) info
Market Cap: $3.546B info
FFBC
May 29, 2026, 9:34 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $30.76
Real-time Price: $33.79 info
Change: +$3.03 (+10%) info
Market Cap: $3.546B info
FFBC
May 22, 2026, 9:13 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $30.68
Real-time Price: $33.79 info
Change: +$3.11 (+10%) info
Market Cap: $3.546B info
FFBC
May 08, 2026, 2:31 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $30.65
Real-time Price: $33.79 info
Change: +$3.14 (+10%) info
Market Cap: $3.546B info
FFBC
Apr 23, 2026, 4:31 PM EDT
Source: Reuters
Importance Score:
9
Price at Filing: $29.47
Real-time Price: $33.79 info
Change: +$4.32 (+15%) info
Market Cap: $3.546B info
FFBC
Apr 23, 2026, 4:16 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $29.47
Real-time Price: $33.79 info
Change: +$4.32 (+15%) info
Market Cap: $3.546B info
FFBC
Apr 16, 2026, 6:06 AM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $29.01
Real-time Price: $33.79 info
Change: +$4.78 (+16%) info
Market Cap: $3.546B info
FFBC
Feb 19, 2026, 4:29 PM EST
Filing Type: 10-K
Importance Score:
9
Price at Filing: $29.96
Real-time Price: $33.79 info
Change: +$3.83 (+13%) info
Market Cap: $3.546B info
FFBC
Feb 02, 2026, 4:15 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $29.14
Real-time Price: $33.79 info
Change: +$4.65 (+16%) info
Market Cap: $3.546B info
FFBC
Jan 30, 2026, 4:39 PM EST
Filing Type: S-3ASR
Importance Score:
7
Price at Filing: $28.74
Real-time Price: $33.79 info
Change: +$5.05 (+18%) info
Market Cap: $3.546B info
FFBC
Jan 28, 2026, 4:16 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $27.20
Real-time Price: $33.79 info
Change: +$6.59 (+24%) info
Market Cap: $3.546B info
FFBC
Jan 02, 2026, 8:42 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $25.02
Real-time Price: $33.79 info
Change: +$8.77 (+35%) info
Market Cap: $3.546B info