FIDELITY D & D BANCORP INC

Fidelity D & D Bancorp, Inc. is a bank holding company incorporated in Pennsylvania on August 10, 1999. Its wholly-owned subsidiary is The Fidelity Deposit and Discount Bank, a state-chartered commercial bank. The company is headquartered in Dunmore, Pennsylvania, at Blakely and Drinker Streets. Its primary market area includes the Borough of Dunmore and surrounding communities in Lackawanna and Luzerne counties in Northeastern Pennsylvania, and Northampton County in Eastern Pennsylvania. The Bank has offered a full range of traditional banking services since it began operations in 1903. These services include a personal and corporate trust department, as well as alternative financial and insurance products with asset management services. The company and the Bank are subject to various federal and state banking laws and regulations, including those from the Securities and Exchange Commission, the Federal Reserve Board, the Pennsylvania Department of Banking and Securities, and the Federal Deposit Insurance Corporation.