First Bancshares, Inc.

First Bancshares, Inc. is a bank holding company that primarily operates through its subsidiary, First Home Savings Bank. The Company was incorporated on September 30, 1993, and completed its conversion to a stock savings and loan association on December 22, 1993. As of June 30, 2011, First Bancshares, Inc. had consolidated total assets of $210.3 million, total deposits of $180.7 million, and stockholders' equity of $19.1 million. The Company's common shares are traded on The Nasdaq Stock Market LLC under the symbol "FBSI." First Home Savings Bank, organized in 1911, is a Missouri-chartered, federally insured stock savings and loan association. It conducts its business from its home office in Mountain Grove, Missouri, and ten full-service branch facilities located in Marshfield, Ava, Gainesville, Sparta, Theodosia, Crane, Galena, Kissee Mills, Rockaway Beach, and Springfield, Missouri. The Savings Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. First Home Savings Bank operates under the authority of the Missouri Savings and Loan Law and regulations of the Missouri Division of Finance. Effective July 21, 2011, the FDIC became the Savings Bank's primary federal banking regulator, and the Board of Governors of the Federal Reserve System became the Company's primary federal regulator. The Savings Bank offers its customers a full array of community banking services.