First Bancshares, Inc.

First Bancshares, Inc. is a bank holding company that primarily operates through its subsidiary, First Home Savings Bank. The Company was incorporated on September 30, 1993, and completed its conversion to a holding company for First Home Savings Bank on December 22, 1993. As of June 30, 2011, First Bancshares, Inc. had consolidated total assets of $210.3 million, total deposits of $180.7 million, and stockholders' equity of $19.1 million. The Company's common shares are traded on The Nasdaq Stock Market LLC under the symbol "FBSI." First Home Savings Bank, organized in 1911, is a Missouri-chartered, federally insured stock savings and loan association. It conducts its business from its home office in Mountain Grove, Missouri, and ten full-service branch facilities located in Marshfield, Ava, Gainesville, Sparta, Theodosia, Crane, Galena, Kissee Mills, Rockaway Beach, and Springfield, Missouri. The deposits of First Home Savings Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The Savings Bank provides its customers with a full array of community banking services. As of July 21, 2011, the FDIC became the Savings Bank's primary federal banking regulator, and the Board of Governors of the Federal Reserve System became the Company's primary federal regulator.