eXp World Holdings, Inc.

The Company owns and oversees a diversified portfolio of service-oriented businesses, integrated through its advanced enabling technology platform. The Company's strategic focus is expanding its real estate brokerage operations by offering agents industry-leading economics, ownership opportunities, and access to tools and services for professional growth. Through investments in technology, education, and affiliated services, the Company provides a scalable platform for real estate professionals to grow their businesses. The Company emphasizes cooperation, transparency, and consumer-centric practices. Throughout 2025, the Company introduced new programs and specialized divisions. In the second quarter of 2025, it launched its Land and Ranch Division for agents specializing in rural, recreational, and agricultural properties. During the fourth quarter of 2025, the Company launched its Sports and Entertainment Division for agents serving clients in the sports and entertainment sectors. Also in the second quarter of 2025, the Company introduced its Co-Sponsor Program, allowing agents to designate a primary and co-sponsor, and a U.S. open-sourced Seller Advisory: Risks of Limited Market Exposure form. The Company continued investing in its technology platform and agent-facing tools. In the third quarter of 2025, it launched its CRM of Choice initiative, allowing agents to select from three leading customer relationship management platforms, and released LYVVE TM, its global property search platform consolidating listings and data from multiple countries into a single interface for agents and consumers.