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Esquire Financial Holdings, Inc.

corporate_fare Company Profile

Esquire Financial Holdings, Inc.

ESQ·NASDAQ·Finance·CIK 0001531031

Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, National Association, providing commercial banking products and services across the United States. The company serves legal and small businesses, as well as commercial and retail customers. Its deposit offerings include checking, savings, money market, and time deposits, along with certificates of deposit. Esquire Bank provides various loan products, such as commercial loans for short-term financing of inventory, receivables, supplies, or other operating needs, including loans to qualified ISO customers, and commercial lines of credit. Consumer loans consist of post-settlement consumer and structured settlement loans to plaintiffs and claimants, and loans to individuals for debt consolidation, medical expenses, living expenses, and other consumer needs. Real estate loans encompass multifamily, 1-4 family residential, commercial real estate, and construction loans. The company also offers merchant services, including portfolio acquisition loans, agent residual acquisition loans, working capital lines of credit, and merchant term loans. Additional services include cash management, cash sweep, online and mobile banking, individual retirement accounts, payment processing, ACH and administrative services, and specialized law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Esquire Financial Holdings, Inc. (NASDAQ:ESQ) is a publicly traded company in the Finance sector. Wiseek has independently scored 25 items for ESQ at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-10, rated 8/10. Across its 20 most recent items scored 7 or higher, the top rating is 9/10, with 18 rated 8 or above. Recent SEC coverage for ESQ spans 10-Q, 8-K, 425, 424B3.

Recent high-impact activity:

  • Esquire Financial Reports Strong Q2 Earnings, Significant Asset Quality Improvement, and Confirms Merger Completion
  • Esquire Financial Closes Signature Bancorporation Merger, Creating a $4.8B Combined Bank
  • Esquire Q2 Net Income Hits $13M, Revenue $82.6M; Multifamily Nonaccrual Emerges
  • Esquire Financial Q2 Profit Rises 9% on Surging Commercial Loans
  • Esquire Financial Q2 Earnings: $1.49 EPS, Signature Merger Set for August 1

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$146.56M
Net Income
$50.82M
Diluted EPS
$5.87
Op. Cash Flow
$59.84M
Free Cash Flow
$56.68M
Cash & Equivalents
$235.89M
Debt / Equity
0.00×
Net Margin
34.7%
Shares Outstanding
8.55M sh
Source: 10-K · filed 2026-03-13 · accession 0001104659-26-027706

Short Interest & Short Volume

5.73 days to cover

FINRA reported short interest of 1,017,061 shares in ESQ as of the September 15, 2026 settlement, a 19.2% increase from the prior period — about 5.7 days to cover at its recent average daily volume. On October 2, 2026, 85.3% of ESQ volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)1,017,061 shares as of September 15, 2026
Change vs prior period▲ 19.2%
Days to cover5.73 at avg daily volume of 177,376
Daily short volume (FINRA facilities)85.3% of 47,141 shares on October 2, 2026
5-day average short volume77.9%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for ESQ, detected from its recent SEC filings · based on capital-structure filings through 2026-05-07.

1 recent capital raise

Definitive Merger Agreement · Consideration & Dilution

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$119.92
52-week range · as of 2026-08-10 $91.64 – $134.81
Market cap
$1.45B
Volume
129.9K (0.7× avg)
3-mo avg 188.2K
Live data · 2026-10-05 01:16 UTC · Market closed

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feed ESQ - Latest Insights

ESQ
Aug 10, 2026, 2:54 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $128.61
Real-time Price: $119.92 info
Change: -$8.69 (-7%) info
Market Cap: $1.452B info
ESQ
Aug 03, 2026, 8:55 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $131.23
Real-time Price: $119.92 info
Change: -$11.31 (-9%) info
Market Cap: $1.452B info
ESQ
Jul 24, 2026, 3:15 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $116.02
Real-time Price: $119.92 info
Change: +$3.90 (+3%) info
Market Cap: $1.452B info
ESQ
Jul 23, 2026, 8:39 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $121.01
Real-time Price: $119.92 info
Change: -$1.09 (-0.90%) info
Market Cap: $1.452B info
ESQ
Jul 23, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $121.01
Real-time Price: $119.92 info
Change: -$1.09 (-0.90%) info
Market Cap: $1.452B info
ESQ
Jun 24, 2026, 9:01 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $115.48
Real-time Price: $119.92 info
Change: +$4.44 (+4%) info
Market Cap: $1.452B info
ESQ
Jun 24, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $115.48
Real-time Price: $119.92 info
Change: +$4.44 (+4%) info
Market Cap: $1.452B info
ESQ
Jun 23, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $114.04
Real-time Price: $119.92 info
Change: +$5.88 (+5%) info
Market Cap: $1.452B info
ESQ
Jun 09, 2026, 4:13 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $110.78
Real-time Price: $119.92 info
Change: +$9.14 (+8%) info
Market Cap: $1.452B info
ESQ
Jun 09, 2026, 4:07 PM EDT
Filing Type: 425
Importance Score:
9
Price at Filing: $110.78
Real-time Price: $119.92 info
Change: +$9.14 (+8%) info
Market Cap: $1.452B info
ESQ
Jun 09, 2026, 4:06 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $110.78
Real-time Price: $119.92 info
Change: +$9.14 (+8%) info
Market Cap: $1.452B info
ESQ
Jun 09, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $110.28
Real-time Price: $119.92 info
Change: +$9.64 (+9%) info
Market Cap: $1.452B info
ESQ
May 11, 2026, 11:51 AM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $105.14
Real-time Price: $119.92 info
Change: +$14.78 (+14%) info
Market Cap: $1.452B info
ESQ
May 07, 2026, 4:45 PM EDT
Filing Type: 424B3
Importance Score:
8
Price at Filing: $107.30
Real-time Price: $119.92 info
Change: +$12.62 (+12%) info
Market Cap: $1.452B info
ESQ
May 04, 2026, 5:12 PM EDT
Filing Type: S-4/A
Importance Score:
8
Price at Filing: $105.62
Real-time Price: $119.92 info
Change: +$14.30 (+14%) info
Market Cap: $1.452B info
ESQ
Apr 23, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $109.94
Real-time Price: $119.92 info
Change: +$9.98 (+9%) info
Market Cap: $1.452B info
ESQ
Apr 15, 2026, 5:06 PM EDT
Filing Type: S-4
Importance Score:
8
Price at Filing: $115.01
Real-time Price: $119.92 info
Change: +$4.91 (+4%) info
Market Cap: $1.452B info
ESQ
Mar 20, 2026, 3:23 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $105.30
Real-time Price: $119.92 info
Change: +$14.62 (+14%) info
Market Cap: $1.452B info
ESQ
Mar 13, 2026, 4:31 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $109.99
Real-time Price: $119.92 info
Change: +$9.93 (+9%) info
Market Cap: $1.452B info
ESQ
Mar 13, 2026, 11:54 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $111.46
Real-time Price: $119.92 info
Change: +$8.46 (+8%) info
Market Cap: $1.452B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets