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Esquire Financial Holdings, Inc.

corporate_fare Company Profile

Esquire Financial Holdings, Inc.

ESQ·NASDAQ·Finance·CIK 0001531031

Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, National Association, providing commercial banking products and services across the United States. The company serves legal and small businesses, as well as commercial and retail customers. Its deposit offerings include checking, savings, money market, and time deposits, along with certificates of deposit. Esquire Bank provides various loan products, such as commercial loans for short-term financing of inventory, receivables, supplies, or other operating needs, including loans to qualified ISO customers, and commercial lines of credit. Consumer loans consist of post-settlement consumer and structured settlement loans to plaintiffs and claimants, and loans to individuals for debt consolidation, medical expenses, living expenses, and other consumer needs. Real estate loans encompass multifamily, 1-4 family residential, commercial real estate, and construction loans. The company also offers merchant services, including portfolio acquisition loans, agent residual acquisition loans, working capital lines of credit, and merchant term loans. Additional services include cash management, cash sweep, online and mobile banking, individual retirement accounts, payment processing, ACH and administrative services, and specialized law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Esquire Financial Holdings, Inc. (NASDAQ:ESQ) is a publicly traded company in the Finance sector. Wiseek monitors ESQ SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Esquire Q2 Net Income Hits $13M, Revenue $82.6M; Multifamily Nonaccrual Emerges
  • Esquire Financial Q2 Profit Rises 9% on Surging Commercial Loans
  • Esquire Financial Q2 Earnings: $1.49 EPS, Signature Merger Set for August 1
  • Esquire Shareholders Approve Merger Stock Issuance; Final Exchange Ratio Set
  • Esquire Financial Merger with Signature Bancorporation Receives Shareholder Approval

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$146.56M
Net Income
$50.82M
Diluted EPS
$5.87
Op. Cash Flow
$59.84M
Free Cash Flow
$56.68M
Cash & Equivalents
$235.89M
Debt / Equity
0.00×
Net Margin
34.7%
Shares Outstanding
8.55M sh
Source: 10-K · filed 2026-03-13 · accession 0001104659-26-027706

Dilution Risk

Low risk

Filing-implied dilution signals for ESQ, detected from its recent SEC filings · based on capital-structure filings through 2026-05-07.

1 recent capital raise

Definitive Merger Agreement · Consideration & Dilution

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$126.91
52-week range · as of 2026-07-23 $90.57 – $134.81
Market cap
$1.1B
Volume
109K (0.7× avg)
3-mo avg 147.7K
Live data · 2026-07-28 18:44 UTC · Market open

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feed ESQ - Latest Insights

ESQ
Jul 24, 2026, 3:15 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $116.02
Real-time Price: $126.91 info
Change: +$10.89 (+9%) info
Market Cap: $1.096B info
ESQ
Jul 23, 2026, 8:39 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $121.01
Real-time Price: $126.91 info
Change: +$5.90 (+5%) info
Market Cap: $1.096B info
ESQ
Jul 23, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $121.01
Real-time Price: $126.91 info
Change: +$5.90 (+5%) info
Market Cap: $1.096B info
ESQ
Jun 24, 2026, 9:01 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $115.48
Real-time Price: $126.91 info
Change: +$11.43 (+10%) info
Market Cap: $1.096B info
ESQ
Jun 24, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $115.48
Real-time Price: $126.91 info
Change: +$11.43 (+10%) info
Market Cap: $1.096B info
ESQ
Jun 23, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $114.04
Real-time Price: $126.91 info
Change: +$12.87 (+11%) info
Market Cap: $1.096B info
ESQ
Jun 09, 2026, 4:13 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $110.78
Real-time Price: $126.91 info
Change: +$16.13 (+15%) info
Market Cap: $1.096B info
ESQ
Jun 09, 2026, 4:07 PM EDT
Filing Type: 425
Importance Score:
9
Price at Filing: $110.78
Real-time Price: $126.91 info
Change: +$16.13 (+15%) info
Market Cap: $1.096B info
ESQ
Jun 09, 2026, 4:06 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $110.78
Real-time Price: $126.91 info
Change: +$16.13 (+15%) info
Market Cap: $1.096B info
ESQ
Jun 09, 2026, 8:30 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $110.28
Real-time Price: $126.91 info
Change: +$16.63 (+15%) info
Market Cap: $1.096B info
ESQ
May 11, 2026, 11:51 AM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $105.14
Real-time Price: $126.91 info
Change: +$21.77 (+21%) info
Market Cap: $1.096B info
ESQ
May 07, 2026, 4:45 PM EDT
Filing Type: 424B3
Importance Score:
8
Price at Filing: $107.30
Real-time Price: $126.91 info
Change: +$19.61 (+18%) info
Market Cap: $1.096B info
ESQ
May 04, 2026, 5:12 PM EDT
Filing Type: S-4/A
Importance Score:
8
Price at Filing: $105.62
Real-time Price: $126.91 info
Change: +$21.29 (+20%) info
Market Cap: $1.096B info
ESQ
Apr 23, 2026, 8:30 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $109.94
Real-time Price: $126.91 info
Change: +$16.97 (+15%) info
Market Cap: $1.096B info
ESQ
Apr 15, 2026, 5:06 PM EDT
Filing Type: S-4
Importance Score:
8
Price at Filing: $115.01
Real-time Price: $126.91 info
Change: +$11.90 (+10%) info
Market Cap: $1.096B info
ESQ
Mar 20, 2026, 3:23 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $105.30
Real-time Price: $126.91 info
Change: +$21.61 (+21%) info
Market Cap: $1.096B info
ESQ
Mar 13, 2026, 4:31 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $109.99
Real-time Price: $126.91 info
Change: +$16.92 (+15%) info
Market Cap: $1.096B info
ESQ
Mar 13, 2026, 11:54 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $111.46
Real-time Price: $126.91 info
Change: +$15.45 (+14%) info
Market Cap: $1.096B info
ESQ
Mar 12, 2026, 8:40 AM EDT
Filing Type: 425
Importance Score:
9
Price at Filing: $99.04
Real-time Price: $126.91 info
Change: +$27.87 (+28%) info
Market Cap: $1.096B info
ESQ
Mar 12, 2026, 8:38 AM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $99.04
Real-time Price: $126.91 info
Change: +$27.87 (+28%) info
Market Cap: $1.096B info