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Essent Group Ltd.

corporate_fare Company Profile

Essent Group Ltd.

ESNT·NYSE·Finance·CIK 0001448893

OUR COMPANY serves the housing finance industry by providing private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. The company operates through two primary business segments: Mortgage Insurance and Reinsurance. The Mortgage Insurance segment offers private mortgage insurance for mortgages secured by residential properties in the United States. This private mortgage insurance on residential first-lien mortgage loans is provided through Essent Guaranty, a Pennsylvania-domiciled monoline mortgage guaranty insurance company licensed in all 50 states and the District of Columbia, and approved by Fannie Mae and Freddie Mac. This segment also offers other credit risk management solutions, including contract underwriting. For the years ended December 31, 2025, 2024, and 2023, the company generated private mortgage insurance new insurance written (NIW) of approximately $46.6 billion, $45.6 billion, and $47.7 billion, respectively. As of December 31, 2025, the company had approximately $248.4 billion of private mortgage insurance in force. The Reinsurance segment primarily reinsures U.S. mortgage risk in the GSE credit risk transfer market and provides underwriting consulting services to third-party reinsurers through Bermuda-based Essent Re, a Class 3B insurer regulated by the Bermuda Monetary Authority. As of December 31, 2025, Essent Re provided insurance or reinsurance relating to GSE credit risk transfer and other reinsurance transactions covering approximately $2.3 billion of risk. Prior to December 31, 2025, the company disclosed one reportable segment, Mortgage Insurance, which included "U.S. mortgage insurance" and "GSE and other mortgage risk share."

Essent Group Ltd. (NYSE:ESNT) is a publicly traded company in the Finance sector. Wiseek has independently scored 9 items for ESNT at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-07, rated 7/10. Across its 9 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for ESNT spans 10-Q, 8-K, 144, 10-K.

Recent high-impact activity:

  • Essent Q2 Earnings: Net Income Dips as Loss Provisions Nearly Triple
  • Essent Group Q2 Earnings: Net Income Dips as Loss Provisions Nearly Triple
  • Essent Q2 Profit Slips as Loss Provisions Triple, Expenses Rise
  • Essent Group Details Q1 2026 Financials, Reports $157M Share Repurchases, and Raises Quarterly Dividend
  • Essent Group Reports Mixed Q1 2026 Results with EPS Growth, Declares Dividend, and Updates on $214M Share Buyback

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$1.26B
Net Income
$689.97M
Diluted EPS
$6.90
Op. Cash Flow
$856.05M
Free Cash Flow
$848.69M
Cash & Equivalents
$123.05M
Debt / Equity
0.00×
Net Margin
54.7%
Shares Outstanding
95.46M sh
Source: 10-K · filed 2026-02-18 · accession 0001448893-26-000009

Short Interest & Short Volume

4.55 days to cover

FINRA reported short interest of 2,887,815 shares in ESNT as of the September 15, 2026 settlement, a 20.6% increase from the prior period — about 4.5 days to cover at its recent average daily volume. On October 2, 2026, 69.1% of ESNT volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,887,815 shares as of September 15, 2026
Change vs prior period▲ 20.6%
Days to cover4.55 at avg daily volume of 634,943
Daily short volume (FINRA facilities)69.1% of 324,431 shares on October 2, 2026
5-day average short volume73.7%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$60.22
52-week range · as of 2026-08-07 $55.34 – $70
Market cap
$5.41B
Volume
868.8K (1.1× avg)
3-mo avg 786.1K
Live data · 2026-10-05 01:18 UTC · Market closed

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feed ESNT - Latest Insights

ESNT
Aug 07, 2026, 4:37 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $68.72
Real-time Price: $60.22 info
Change: -$8.50 (-12%) info
Market Cap: $5.412B info
ESNT
Aug 07, 2026, 6:51 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $65.21
Real-time Price: $60.22 info
Change: -$4.99 (-8%) info
Market Cap: $5.412B info
ESNT
Aug 07, 2026, 6:39 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $65.21
Real-time Price: $60.22 info
Change: -$4.99 (-8%) info
Market Cap: $5.412B info
ESNT
May 08, 2026, 4:51 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $63.13
Real-time Price: $60.22 info
Change: -$2.91 (-5%) info
Market Cap: $5.412B info
ESNT
May 08, 2026, 6:47 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $63.25
Real-time Price: $60.22 info
Change: -$3.03 (-5%) info
Market Cap: $5.412B info
ESNT
May 08, 2026, 6:39 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $63.25
Real-time Price: $60.22 info
Change: -$3.03 (-5%) info
Market Cap: $5.412B info
ESNT
Apr 28, 2026, 4:22 PM EDT
Filing Type: 144
Importance Score:
8
Price at Filing: $64.29
Real-time Price: $60.22 info
Change: -$4.07 (-6%) info
Market Cap: $5.412B info
ESNT
Feb 18, 2026, 5:29 PM EST
Filing Type: 10-K
Importance Score:
7
Price at Filing: $61.25
Real-time Price: $60.22 info
Change: -$1.03 (-2%) info
Market Cap: $5.412B info
ESNT
Feb 13, 2026, 7:02 AM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $65.64
Real-time Price: $60.22 info
Change: -$5.42 (-8%) info
Market Cap: $5.412B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets